3608 Cappio Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 3608 Cappio Dr, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,602 sqft · built 2013
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$930,000 (Jun 2026)
Tax Bill	$7,298 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-36-24-02-F-2`

Property Details

APN / Parcel Number

Primary APN	`26-36-24-02-F-2`
Alternative APNs	`26-36-24-02-0000F.0-0002.00` `2626818`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,602 sqft Living Area
Gross Area	4,073 sqft
1st Floor Area	2,602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2019
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	222 ft deep x 90 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	955 sqft
Porch	Finished/Open Porch
Porch Area	516 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2626818
Street Address	3608 CAPPIO DR
City	MELBOURNE
State	FL
Zip	32940-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1-11
Legal Description	CASABELLA PHASE TWO LOT 2 BLOCK F
Legal Range	36E
Legal Township	26S
Legal Section	24
Legal Subdivision	CASABELLA PHASE TWO
Legal Phase	2
Legal Block	F
Legal Lot Number	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	4
Census Block	4019
Census Tract	64127

Owner

3608 Cappio Dr is owned and occupied by an individual who bought it in June 2026.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage ACADEMY BANK NA
Jun 4, 2026	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2026	Warranty Deed, Transfer STATE TITLE PARTNERS LLP
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Nov 1, 2012 · Amount on File
Deed Document Number	2026114256
Deed Book / Page	10643 / 636
Prior Transfer Date	Nov 30, 2017
Prior Transfer Doc	2017256484
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318

Mortgage

Document Number	0090990314
Date	Apr 26, 2021
Book Page	9099/314
Instrument	2021105768

Lender

Name	ACADEMY BANK NA
Type	Bank
Address	OVERLAND PARK, KS 66210

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 4, 2026
Property Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Document Number	0106430636
Book / Page	10643 / 636
Instrument Date	May 29, 2026
Instrument	2026114256
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	STATE TITLE PARTNERS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$657,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318

Mortgage

Document Number	0000114257,
Date	Jun 4, 2026
Instrument	2026114257

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jan 21, 2026
Property Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Document Number	0105280049
Book / Page	10528 / 49
Map Reference	MB 3896 PG 2881
Instrument Date	Jan 15, 2026
Instrument	2026012299
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	723 KENWOOD CIR, MELBOURNE, FL 32940-1779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318

Mortgage

Document Number	0088491334
Date	Sep 9, 2020
Book Page	8849/1334
Instrument	2020194844

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Dec 11, 2017
Property Address	3608 CAPPIO DR, MELBOURNE, FL 32940-1318
Document Number	0080451142
Book / Page	008045 / 001142
Instrument Date	Nov 30, 2017
Instrument	256484
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3608 CAPPIO DR MELBOURNE FL 329401318, MELBOURNE, FL 32940-1318

Tax Assessment & Valuation

The 2025 property tax bill for 3608 Cappio Dr was $7,298, up 6.4% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$577,670 (+2.7%)	$750,400 (-3.14%)
2025	$7,298.00 (+6.35%) Homeowner's exemption Veteran's exemption	$562,490	$774,700
2024	$6,862.00 (+1.4%)
2023	$6,767.00 (+7.23%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$530,720 (+3%)	$747,260 (+5.88%) Land $189,750 Building $557,510
2022	$6,311.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$515,270	$705,730 Land $156,400 Building $549,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3608 Cappio Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 383 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 in force
Nearby Flood Claims	33 (1995–2024)
Claims Outside the SFHA	26 of 33
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims Tropical Storm Fay, Aug 2008 · 14 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3608 Cappio Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Verizon.

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