Brevard County property record for 3597 Cappio Dr, Melbourne, FL 32940
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,942 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $550,000 (Jul 2020) |
| Tax Bill | $7,670 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-36-24-02-C-4 |
| Primary APN | 26-36-24-02-C-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,942 sqft Living Area |
| Gross Area | 4,174 sqft |
| 1st Floor Area | 2,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 126 ft deep x 85 ft wide |
| View / Lot | Conservation / Protected Area |
| Garage Type | Attached |
| Garage Area | 691 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 536 sqft |
| Deck Area | 481 sqft |
| Patio Area | 536 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2626795 |
|---|---|
| Street Address | 3597 CAPPIO DR |
| City | MELBOURNE |
| State | FL |
| Zip | 32940-1317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1-11 |
| Legal Description | CASABELLA PHASE TWO LOT 4 BLOCK C |
| Legal Range | 36E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | CASABELLA PHASE TWO |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 64127 |
Source: Brevard County records · APN 26-36-24-02-C-4
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3597 CAPPIO DR, MELBOURNE, FL 32940-1317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 06, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 10, 2020 | Warranty Deed, Transfer · Conventional with PMI SPACE COAST CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Prior Sale | Aug 11, 2005 · Amount on Record |
| Deed Document Number | 2020147453 |
| Deed Book / Page | 8792 / 869 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 3597 CAPPIO DR, MELBOURNE, FL 32940-1317 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV |
| Name | Verified Name |
|---|---|
| Address | 3597 CAPPIO DR, MELBOURNE, FL 32940-1317 |
| Document Number | 0094671541 |
|---|---|
| Date | Apr 06, 2022 |
| Book Page | 9467/1541 |
| Instrument | 2022085695 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 10, 2020 |
| Property Address | 3597 CAPPIO DR, MELBOURNE, FL 32940-1317 |
| Document Number | 0087920869 |
| Book / Page | 008792 / 000869 |
| Instrument Date | Jul 09, 2020 |
| Instrument | 147453 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2020 |
| Title Company | STATE TITLE PARTNERS LLP, STATE TITLE PTRS LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3597 CAPPIO DR MELBOURNE FL 329401317, MELBOURNE, FL 32940-1317 |
| Document Number | 87920870 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 008792/000870 |
| Instrument | 147454 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Address | MELBOURNE, FL 32940 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $604,150 (+2.7%) | $756,830 (-2.36%) | |
| 2025 | $7,670.00 (+7.65%) Homeowner's exemption | $588,270 (+5.99%) | $775,130 (+1.06%) Land $195,500 Building $579,630 |
| 2023 | $7,125.00 (+7.21%) Homeowner's exemption | $555,050 (+3%) | $767,020 (+6.25%) Land $189,750 Building $577,270 |
| 2022 | $6,646.00 Homeowner's exemption | $538,890 | $721,870 Land $156,400 Building $565,470 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 383 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 383 in force |
| Nearby Flood Claims | 33 (1995–2024) |
| Claims Outside the SFHA | 26 of 33 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 162 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COCOA serves 294,039 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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