3607 Yellow Bird Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3607 Yellow Bird Ct, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,906 sqft · built 2002
Lot Size	0.198 acres (8,624 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2020)
Tax Bill	$4,503 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0579-0001-3070`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0579-0001-3070`
Alternative APNs	`263016057900013070` `85482`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,906 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,624 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	442 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3607 YELLOW BIRD CT
City	SAINT CLOUD
State	FL
Zip	34772-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	CANOE CREEK LAKES UNIT FOUR PB 11 PG 140 LOT 307
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	CANOE CREEK LAKES UNIT 4
Legal Tract	579
Legal Block	3070
Legal Lot Number	307
Legal Unit	FO
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2007
Census Tract	43208

Owner

3607 Yellow Bird Ct is owned and occupied by two individuals who bought it in November 2020.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3607 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 22, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Nov 4, 2002 · Amount on File
Deed Document Number	2020160437
Deed Book / Page	5838 / 1971
Prior Transfer Date	Jul 10, 2019
Prior Transfer Doc	0055601358
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 23, 2020
Property Address	3607 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726
Document Number	0058381971
Book / Page	5838 / 1971
Map Reference	MB 11 PG 140
Instrument Date	Nov 20, 2020
Instrument	2020160437
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1553 NEPTUNE RD, 1553, KISSIMMEE, FL 34744-4736

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3607 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726

Mortgage

Document Number	0058381973
Date	Nov 23, 2020
Instrument	5838/1973

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 22, 2019
Property Address	3607 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726
Document Number	0055601358
Book / Page	005560 / 001358
Instrument Date	Jul 10, 2019
Instrument	94115
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3607 YELLOW BIRD CT ST CLOUD FL 347727726, ST CLOUD, FL 34772-7726

Tax Assessment & Valuation

The 2025 property tax bill for 3607 Yellow Bird Ct was $4,503 with a homeowner's exemption, up 4.6% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,503.00 (+4.55%) Homeowner's exemption	$299,795	$345,700 Land $75,000 Building $270,700
2024	$4,307.00 (+5.41%)
2023	$4,086.00 (+10.4%) Homeowner's exemption	$297,875 (+13.07%)	$356,200 (+21.03%) Land $65,000 Building $291,200
2022	$3,701.00 Homeowner's exemption	$263,437	$294,300 Land $60,000 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 Yellow Bird Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	2 (2015–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 Yellow Bird Ct is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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