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3604 Yellow Bird Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3604 Yellow Bird Ct, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,716 sqft · built 2000
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on File
Last Sale$260,000 (Aug 2019)
Tax Bill$3,531 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN85499

Property Details

APN / Parcel Number

Primary APN85499
Alternative APN
  • 162630057900013240

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,716 sqft Heated Area
Gross Area2,611 sqft
1st Floor Area1,716 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area308 sqft
PorchOpen Porch
Porch Area475 sqft
Deck Area304 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number85499
Street Address3604 YELLOW BIRD CT
CitySAINT CLOUD
StateFL
Zip34772-7726
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR1B
Legal DescriptionCANOE CREEK LAKES UNIT FOUR PB 11 PG 140 LOT 324
Legal Range30E
Legal Township26S
Legal Section16
Legal SubdivisionCANOE CREEK LAKES
Legal Tract579
Legal Block1
Legal Lot Number324
Legal UnitFO
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2001
Census Tract43208

Owner

3604 Yellow Bird Ct is owned and occupied by an individual who bought it in August 2019.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3604 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on File
Deed SaleAug 1, 2019 · Amount on File
Prior SaleFeb 4, 2004 · Amount on File
Deed Document Number2019099061
Deed Book / Page5566 / 0523
Record UpdatedJun 8, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 1, 2019
Property Address3604 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726
Document Number0055660523
Book / Page5566 / 0523
Map ReferenceMB 11 PG 140
Instrument DateJul 25, 2019
Instrument2019099061
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4163 BOB WHITE TRL, 4163, SAINT CLOUD, FL 34772-7694

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 YELLOW BIRD CT, SAINT CLOUD, FL 34772-7726

Mortgage

Document Number0005566525
DateAug 1, 2019
Instrument5566/525
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3604 Yellow Bird Ct was $3,531 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,531.00 Homeowner's exemption$240,174$326,500 Land $75,000 Building $251,500
2023$3,322.00 (+3.65%) Homeowner's exemption$226,608 (+3%)$333,200 (+19.9%) Land $65,000 Building $268,200
2022$3,205.00 Homeowner's exemption$220,008$277,900 Land $60,000 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3604 Yellow Bird Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims2 (2015–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Yellow Bird Ct is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: CenturyLink, Verizon, Xfinity.

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