3607 Ridgely, Lubbock, TX 79407 Property Records

Lubbock County property record for 3607 Ridgely, Lubbock, TX 79407

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,658 sqft · built 2015
Lot Size0.123 acres (5,399 sqft)
OwnerIndividual Name on File
Tax Bill$4,317 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APNR324551

Property Details

APN / Parcel Number

Primary APNR324551

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,658 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area5,399 sqft (0.123 acres)
Garage Area420 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3607 RIDGELY
CityLUBBOCK
StateTX
Zip79407-1114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMILWAUKEE RIDGE L 290
Legal SubdivisionMILWAUKEE RIDGE
Legal Lot Number2900
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2005
Census Tract10419

Owner

3607 Ridgely is owned by an individual who acquired it in October 2022.

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address5903 75TH ST, LUBBOCK, TX 79424-1731
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2022
Deed SaleOct 31, 2022
Deed Document Number2022050345
Record UpdatedJun 8, 2026

October 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateOct 31, 2022
Property Address3607 RIDGELY, LUBBOCK, TX 79407-1114
Document Number0000050345
Map ReferenceDOC 2014014338
Instrument DateOct 28, 2022
Instrument2022050345
Transaction TypeTransfer
Record UpdatedNov 7, 2022
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5903 75TH ST, LUBBOCK, TX 79424-1731

Mortgage

Document Number0000050346
DateOct 31, 2022
Instrument2022050346
Lender
NameAMERICAN STATE BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term301 Months
DueNov 1, 2047
Interest
Rate TypeAdjustable Rate
Rate7%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2032
Change FrequencyAnnually
Min Rate At Change7%
Max Rate At Change12%
Index1-Year LIBOR
Max Rate12%

Tax Assessment & Valuation

The 2025 property tax bill for 3607 Ridgely was $4,317, down 0.3% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictFrenship Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,317.00 (-0.28%)$209,718 Land $16,197 Building $193,521$209,718 Land $16,197 Building $193,521
2024$4,329.00 (+3.61%)
2023$4,178.00 (-3.4%)$199,550 Land $16,197 Building $183,353$199,550 Land $16,197 Building $183,353
2022$4,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3607 Ridgely in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3607 Ridgely is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Telespan
Fixed Wireless
100 / 40

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