Lubbock County property record for 3604 Ridgely, Lubbock, TX 79407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,368 sqft · built 2015 |
| Lot Size | 0.121 acres (5,294 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,064 (Jul 2020) |
| Tax Bill | $1,444 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R324546 |
| Primary APN | R324546 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,368 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,294 sqft (0.121 acres) |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3604 RIDGELY |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79407-1118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILWAUKEE RIDGE L 285 |
| Legal Subdivision | MILWAUKEE RIDGE |
| Legal Lot Number | 2850 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 10419 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3604 RIDGELY, LUBBOCK, TX 79407-1118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2020 · Amount on Record |
| Deed Sale | Jul 7, 2020 · Amount on Record |
| Prior Sale | Aug 14, 2015 |
| Deed Document Number | 2020028023 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Jul 7, 2020 |
| Property Address | 3604 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000028023 |
| Map Reference | FILE 2014014338 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 2020028023 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | HUB CITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3604 RIDGELY, LUBBOCK, TX 79407-1118 |
| Document Number | 0000028024 |
|---|---|
| Date | Jul 7, 2020 |
| Instrument | 2020028024 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Frenship Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,444.00 (+0.56%) Homeowner's exemption | $197,717 (+5.24%) Land $15,882 Building $181,835 | $197,717 (+4.07%) Land $15,882 Building $181,835 |
| 2024 | $1,436.00 (-0.42%) | ||
| 2023 | $1,442.00 (-41.29%) Homeowner's exemption | $187,872 Land $15,882 Building $174,096 | $189,978 Land $15,882 Building $174,096 |
| 2022 | $2,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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