3607 Melcher St SE, Roanoke, VA 24014 Property Records

Roanoke City property record for 3607 Melcher St SE, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 729 sqft · built 1998
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Nov 2012)
Tax Bill	$1,699 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`439-0219`

Property Details

APN / Parcel Number

Primary APN	`439-0219`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	729 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	53 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3607 MELCHER ST SE
City	ROANOKE
State	VA
Zip	24014-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LOT 4B BLK 2 LONG
Legal Subdivision	WILLIAM H PARFITT JR
Legal Block	2
Legal Lot Number	4B
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	2
Census Block	2008
Census Tract	2800

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 MELCHER ST SE, ROANOKE, VA 24014-6413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 21, 2020	Loan Modification, Mortgage · FHA Mortgage VIRGINIA HSNG & DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2012 · Amount on Record
Deed Sale	Nov 15, 2012 · Amount on Record
Prior Sale	Aug 30, 2012
Deed Document Number	120012088
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	3607 MELCHER ST SE, ROANOKE, VA 24014-6413
Document Number	0000001470
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 MELCHER ST SE ROANOKE VA 240146413, ROANOKE, VA 24014-6413

Mortgage

Document Number	0000001470
Date	Feb 10, 2020
Instrument	1470

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

January 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ROANOKE CITY VA
Property Address	3607 MELCHER ST SE, ROANOKE, VA 24014-6413
Document Number	0000001469
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 MELCHER ST SE ROANOKE VA 240146413, ROANOKE, VA 24014-6413

Mortgage

Document Number	0000001469
Date	Feb 10, 2020
Instrument	1469

Lender

Name	VIRGINIA HSNG & DEV AUTH
Address	601 S BELVIDERE ST, RICHMOND, VA 23220-6504

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

Interest

Rate	3.12%

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,699.00 (+23.74%)	$139,300 (+23.71%) Land $34,200 Building $105,100	$139,300 (+23.71%) Land $34,200 Building $105,100
2023	$1,373.00	$112,600 Land $23,800 Building $88,800	$112,600 Land $23,800 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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