3540 Melcher St SE, Roanoke, VA 24014 Property Records

Roanoke City property record for 3540 Melcher St SE, Roanoke, VA 24014

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,196 sqft · built 1925
Lot Size0.178 acres (7,780 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Sep 2024)
Tax Bill$1,859 (2026)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN439-0310

Property Details

APN / Parcel Number

Primary APN439-0310

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,196 sqft Finished Area
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Exterior MaterialAsbestos
Construction TypeWood
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,780 sqft (0.178 acres)
Lot Dimensions155 ft deep x 50 ft wide
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3540 MELCHER ST SE
CityROANOKE
StateVA
Zip24014-6412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionLOT 25 & PT ALLEY BLK 1 LONG
Legal SubdivisionGARDEN CITY FARM SEC 1
Legal Block1
Legal Lot Number25
JurisdictionROANOKE CITY VA
Township / Civil DivisionROANOKE
Census Block Group2
Census Block2014
Census Tract2800

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3540 MELCHER ST SE, ROANOKE, VA 24014-6412
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 23, 2024 · Amount on Record
Deed SaleSep 23, 2024 · Amount on Record
Deed Document Number240008186
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROANOKE CITY VA
Property Address3540 MELCHER ST SE, ROANOKE, VA 24014-6412
Document Number0000007531
Instrument DateJul 20, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3540 MELCHER ST SE ROANOKE VA 240146412, ROANOKE, VA 24014-6412

Mortgage

Document Number0000007531
DateJul 24, 2020
Instrument7531
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 23, 2050

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRoanoke City
Unified School DistrictRoanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,859.00 (+33.55%)$152,400 (+33.57%) Land $36,000 Building $116,400$152,400 (+33.57%) Land $36,000 Building $116,400
2023$1,392.00$114,100 Land $25,000 Building $89,100$114,100 Land $25,000 Building $89,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims8 (1985–2018)
Claims Outside the SFHA3 of 8
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTERN VIRGINIA WATER AUTHORITY
serves 182,700 people · EPA ID VA2770900
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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