3607 Hope Commons Ct, Frederick, MD 21704 Property Records

Frederick County property record for 3607 Hope Commons Ct, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,218 sqft · built 2000
Lot Size	0.071 acres (3,102 sqft)
Owner	Individual Name on Record
Last Sale	$328,000 (Oct 2008)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-221819`

Property Details

APN / Parcel Number

Primary APN	`07-221819`
Alternative APNs	`7221819` `221819`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,218 sqft Living Area
1st Floor Area	768 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,102 sqft (0.071 acres)
Deck Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221819
Street Address	3607 HOPE COMMONS CT
City	FREDERICK
State	MD
Zip	21704-7820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3004 SECTION M3 3,102 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	3004
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Apr 14, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2008 · Amount on Record
Deed Sale	Oct 15, 2008 · Amount on Record
Prior Sale	Oct 23, 2000 · Amount on Record
Deed Document Number	200884544
Deed Book / Page	7099 / 353
Last Transfer Date	Mar 15, 2022
Transfer Doc	0158550279
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3607 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0158550303
Date	Apr 14, 2022
Book Page	15855/303

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 14, 2022
Property Address	3607 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Document Number	0158550279
Book / Page	15855 / 279
Map Reference	MB 65 PG 47
Instrument Date	Mar 15, 2022
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	3607 HOPE COMMONS CT, FREDERICK, MD 21704-7820

Mortgage

Document Number	0015855282
Date	Apr 14, 2022
Instrument	15855/282

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$424,067 (+7.43%)	$453,400 (-) Land $170,000 Building $283,400
2025	$5,496.00 (+2.94%) Homeowner's exemption	$394,733 (+13.76%)	$453,400 (+24.08%) Land $170,000 Building $283,400
2024	$5,339.00 (+6.87%)
2023	$4,996.00 Homeowner's exemption	$347,000	$365,400 Land $135,000 Building $230,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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