3603 Hope Commons Ct, Frederick, MD 21704 Property Records

Frederick County property record for 3603 Hope Commons Ct, Frederick, MD 21704

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,464 sqft · built 2000
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$134,955 (Oct 2000)
Tax Bill	$5,439 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-221797`

Property Details

APN / Parcel Number

Primary APN	`07-221797`
Alternative APNs	`7221797` `221797`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,464 sqft Living Area
1st Floor Area	680 sqft
Basement Area	144 sqft
Finished Basement	144 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	221797
Street Address	3603 HOPE COMMONS CT
City	FREDERICK
State	MD
Zip	21704-7820
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	LOT 3002 SECTION M3 1,800 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGE/URBANA SEC M3
Legal Lot Number	3002
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	2
Census Block	2000
Census Tract	752206

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3603 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2000 · Amount on Record
Deed Sale	Oct 10, 2000 · Amount on Record
Deed Document Number	20006418
Deed Book / Page	2766 / 299
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3603 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	RESEARCH TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0121840160
Date	Dec 14, 2017
Book Page	12184/0160
Instrument	12184-0160

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21158

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3603 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 HOPE COMMONS CT, FREDERICK, MD 21704-7820

Mortgage

Document Number	0156090488
Date	Dec 28, 2021
Book Page	15609/488

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3603 HOPE COMMONS CT, FREDERICK, MD 21704-7820
Document Number	0135680126
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3603 HOPE COMMONS CT FREDERICK MD 217047820, FREDERICK, MD 21704-7820

Mortgage

Document Number	0135680126
Date	Mar 4, 2020
Book Page	013568/000126

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,033 (+26.99%)	$425,500 (+27.36%) Land $170,000 Building $255,500
2025	$5,439.00 (+15.04%)
2023	$4,728.00	$311,067	$334,100 Land $135,000 Building $199,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Hope Commons Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures