Midland County property record for 3607 Concord St, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,595 sqft · built 1935 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,500 (Jul 2023) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Jul 2023 Sale Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-10-60-432 |
| Primary APN | 14-10-60-432 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,595 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 182 sqft |
| Unfinished Basement | 182 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 125 ft deep x 105 ft wide |
| Garage Area | 397 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3607 CONCORD ST |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-3635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Description | LOT 43 BLK B REPLAT OF VAC HOMESTEAD ADD NO 1 |
| Legal Subdivision | BLK B REPLAT OF VAC HOMESTEAD ADD |
| Legal Block | B |
| Legal Lot Number | 43 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 290300 |
3607 Concord St is owned and occupied by an individual who bought it in July 2023.
Source: Midland County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2023 | Warranty Deed, Transfer CROSSROADS TITLE |
| Dec 27, 2021 | Deed of Trust, Mortgage DOW CHEMICAL EMPLOYEES CU |
| Mar 1, 2019 | Warranty Deed, Transfer |
| Jun 22, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2023 · Amount on File |
| Deed Sale | Jul 25, 2023 · Amount on File |
| Prior Sale | Mar 1, 2019 · Amount on File |
| Deed Book / Page | 1666 / 772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jul 25, 2023 |
| Property Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Document Number | 001666/772 |
| Book / Page | 1666 / 772 |
| Map Reference | LB B PG 38 |
| Instrument Date | Jul 21, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,631.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Name | Verified Name |
|---|---|
| Address | 3206 LAWNDALE DR, MIDLAND, MI 48642-3950 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Document Number | 01652/1330 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 1652/1330 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MIDLAND, MI 48641 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Mar 1, 2019 |
| Property Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Document Number | 01622/00288 |
| Book / Page | 01622 / 00288 |
| Instrument Date | Feb 27, 2019 |
| Instrument | 01622-00288 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,178.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4925 CHRISTIE CT, 4925, MIDLAND, MI 48640-2432 |
| Name | Verified Name |
|---|---|
| Address | 3818 CONCORD ST, MIDLAND, MI 48642-4909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jun 22, 2018 |
| Property Address | 3607 CONCORD ST, MIDLAND, MI 48642-3635 |
| Document Number | 1616/0520 |
| Book / Page | 1616 / 0520 |
| Instrument Date | Jun 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2471 E ASHBY RD, 2471, MIDLAND, MI 48640-8962 |
| Name | Verified Name |
|---|---|
| Address | 5425 N FOX RD, SANFORD, MI 48657-9117 |
The 2025 property tax bill for 3607 Concord St was $3,218 with a homeowner's exemption.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,800 | $189,600 | |
| 2025 | $3,218.00 | ||
| 2023 | $65,100 | $130,200 | |
| 2022 | $2,047.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3607 Concord St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 3607 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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