3603 Concord St, Midland, MI 48642 Property Records

Midland County property record for 3603 Concord St, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,402 sqft · built 1937
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,162 (2022)
Deeds & Mortgages	Oct 2022 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-60-428`

Property Details

APN / Parcel Number

Primary APN	`14-10-60-428`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,402 sqft Living Area
Basement Area	180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	125 ft deep x 104 ft wide
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	141060428
Street Address	3603 CONCORD ST
City	MIDLAND
State	MI
Zip	48642-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 44 BLK B REPLAT OF VAC HOMESTEAD ADD NO 1
Legal Subdivision	BLK B REPLAT OF VAC HOMESTEAD ADD
Legal Block	B
Legal Lot Number	44
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	4
Census Block	4001
Census Tract	290300

Owner

3603 Concord St is owned and occupied by an individual who acquired it in October 2022.

Source: Midland County records, as of June 19, 2023

Owner of Record	Individual Name on File
Mailing Address	3603 CONCORD ST, MIDLAND, MI 48642-3635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2022
Deed Sale	Oct 5, 2022
Prior Sale	Feb 14, 2022 · Amount on File
Deed Document Number	0001660786
Deed Book / Page	1660 / 786
Record Updated	Jun 7, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Oct 5, 2022
Property Address	3603 CONCORD ST, MIDLAND, MI 48642-3635
Document Number	001660/786
Book / Page	1660 / 786
Map Reference	LB B PG 38
Instrument Date	Oct 3, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3603 CONCORD ST, 3603, MIDLAND, MI 48642-3635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 CONCORD ST, MIDLAND, MI 48642-3635
Investor	Possibly a Property Investor

Mortgage

Document Number	0001660787
Date	Oct 5, 2022
Instrument	1660/787

Lender

Name	STAUNTON FINANCIAL INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Feb 14, 2022
Property Address	3603 CONCORD ST, MIDLAND, MI 48642-3635
Document Number	001654/212
Book / Page	1654 / 212
Map Reference	LB B PG 38
Instrument Date	Feb 11, 2022
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3603 CONCORD ST, 3603, MIDLAND, MI 48642-3635

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3603 CONCORD ST, MIDLAND, MI 48642-3635

Mortgage

Document Number	0001654213
Date	Feb 14, 2022
Instrument	1654/213

Lender

Name	WANIGAS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

FEMA maps place 3603 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3603 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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