3606 Vista Rey, Unit 29, Oceanside, CA 92057 Property Records

San Diego County property record for 3606 Vista Rey, Unit 29, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size	3.29 acres (143,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,500 (Dec 2024)
Tax Bill	$709 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Apr 2024 Sale & Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`160-200-49-29`

Property Details

APN / Parcel Number

Primary APN	`160-200-49-29`
Alternative APN	`1603000829`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,177 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Lot Area	143,674 sqft
View / Lot	Good

Location & Zoning

Old Parcel Number	1603000829
Street Address	3606 VISTA REY, 29
City	OCEANSIDE
State	CA
Zip	92057-7019
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-A
Legal Description	LOT 1 US B29PER DOC70-224706/235255&UND INT IN TR 006699
Legal Subdivision	OCEANA CONDO
Legal Tract	006699
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3606 VISTA REY, 29, OCEANSIDE, CA 92057-7019
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 22, 2024	Grant Deed, Construction Loan · Construction Mortgage KIAVI FUNDING INC
Apr 22, 2024	Intrafamily Transfer, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY
Mar 6, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 12, 2022	Grant Deed, Transfer LAWYERS TITLE
May 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 7, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2024 · Amount on Record
Deed Sale	Dec 5, 2024 · Amount on Record
Prior Sale	Apr 22, 2024 · Amount on Record
Deed Document Number	2024336966
Prior Transfer Date	Apr 12, 2024
Prior Transfer Doc	0000100022
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY, OCEANSIDE, CA 92057-7016

Mortgage

Document Number	0000081317
Date	Apr 2, 2024
Instrument	2024-0081317

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 1, 2064

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2024: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2024
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000100023
Map Reference	FILE 235255
Instrument Date	Apr 12, 2024
Instrument	2024-0100023
Transaction Type	Construction Loan
Record Updated	May 2, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2061 CIMA CT, CARLSBAD, CA 92009-8501
Investor	Possibly a Property Investor

Mortgage

Document Number	0000100024
Date	Apr 22, 2024
Instrument	2024-0100024

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 22, 2024
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000100022
Map Reference	FILE 224706
Instrument Date	Apr 12, 2024
Instrument	2024-0100022
Transaction Type	Transfer
Record Updated	May 2, 2024
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68358 MOORHEN PLACE, CARLSBAD, CA 92011

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 6, 2023
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000055723
Map Reference	MAP 6699
Instrument Date	Jan 31, 2023
Instrument	2023-0055723
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 12, 2022
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000285524
Map Reference	FILE 224706
Instrument Date	Jun 30, 2022
Instrument	2022-0285524
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 21, 2019
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000192455
Instrument Date	May 8, 2019
Instrument	192455
Transaction Type	Transfer
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3606 VISTA REY #29 OCEANSIDE CA 920577019, 29, OCEANSIDE, CA 92057-7019

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 7, 2017
Property Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019
Document Number	0000106240
Map Reference	FILE224706 MAP6699
Instrument Date	Feb 9, 2017
Instrument	2017-0106240
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 VISTA REY UNIT 29, 29, OCEANSIDE, CA 92057-7019

Mortgage

Document Number	0000106241
Date	Mar 7, 2017
Instrument	2017-0106241

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$68,031 (+2%) Land $26,667 Building $41,364
2025	$709.00 (-84.34%)	$66,698 (-83.57%) Land $26,145 Building $40,553
2023	$4,528.00 (+61.14%)	$406,000 Land $159,000 Building $247,000
2022	$2,810.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: FiberFirst, Verizon.

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