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3606 Vista Rey, Unit 28, Oceanside, CA 92057 Property Records

San Diego County property record for 3606 Vista Rey, Unit 28, Oceanside, CA 92057

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,177 sqft · built 1972
Lot Size3.29 acres (143,674 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (Mar 2003)
Tax Bill$2,310 (2025)
Deeds & MortgagesApr 2026 Mortgage
Oct 2025 Second Mortgage
Flood ZoneZone X (minimal risk)
APN160-200-49-28

Property Details

APN / Parcel Number

Primary APN160-200-49-28
Alternative APN
  • 1603000828

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,177 sqft Living Area

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleCondo/Apartment
Lot Area143,674 sqft
View / LotGood

Location & Zoning

Old Parcel Number1603000828
Street Address3606 VISTA REY, 28
CityOCEANSIDE
StateCA
Zip92057-7019
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-A
Legal DescriptionLOT 1 US B28PER DOC70-224706/235255&UND INT IN TR 006699
Legal SubdivisionOCEANA CONDO
Legal Tract006699
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2002
Census Tract18512

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3606 VISTA REY, 28, OCEANSIDE, CA 92057-7019
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Oct 20, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FRONTWAVE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2003 · Amount on Record
Deed SaleMar 27, 2003 · Amount on Record
Prior SaleMar 2, 1998 · Amount on Record
Deed Document Number2003349860
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 9, 2026
Property Address3606 VISTA REY, 28, OCEANSIDE, CA 92057-7019
Document Number0000098896
Instrument DateApr 4, 2026
Instrument202698896
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySTEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address3606 VISTA REY, 28, OCEANSIDE, CA 92057-7019

Mortgage

Document Number0000098896,
DateApr 9, 2026
Instrument202698896
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 1, 2041
Interest
Rate TypeFixed Rate
Rate5.43%
Initial TypeFixed Rate
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3606 VISTA REY UNIT 28, 28, OCEANSIDE, CA 92057-7019
Transaction TypeMortgage
Record UpdatedOct 29, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3606 VISTA REY 28, 28, OCEANSIDE, CA 92057-7019

Mortgage

Document Number0000293303
DateOct 20, 2025
Instrument2025-0293303
Lender
NameFRONTWAVE CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$214,193 (+2%) Land $82,379 Building $131,814
2025$2,310.00 (+1.99%) Homeowner's exemption$209,994 (+4.04%) Land $80,764 Building $129,230
2024$2,265.00 (+3.24%)
2023$2,194.00 (+1.62%) Homeowner's exemption$201,842 Land $77,629 Building $124,213
2022$2,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: FiberFirst, Verizon.

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