Chesterfield County property record for 3606 Raftersridge Dr, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,253 sqft · built 1999 |
| Lot Size | 0.469 acres (20,430 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Oct 2014) |
| Tax Bill | $6,358 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 730-72-45-98-100-000 |
| Primary APN | 730-72-45-98-100-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,253 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,430 sqft (0.469 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 236 sqft |
| Deck Area | 128 sqft |
| Patio Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 369894001 |
|---|---|
| Street Address | 3606 RAFTERSRIDGE DR |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | RIVERTON SEC C 000-015 |
| Legal Subdivision | RIVERTON |
| Legal Lot Number | 15 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 100926 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3606 RAFTERSRIDGE DR, MIDLOTHIAN, VA 23113-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Jul 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CTR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on Record |
| Deed Sale | Oct 28, 2014 · Amount on Record |
| Prior Sale | Jul 30, 2010 · Amount on Record |
| Deed Book / Page | 1068 / 70662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3606 RAFTERSRIDGE DR, MIDLOTHIAN, VA 23113-3747 |
| Document Number | 13139636 |
| Instrument Date | Dec 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3606 RAFTERSRIDGE DR MIDLOTHIAN VA 231133747, MIDLOTHIAN, VA 23113-3747 |
| Document Number | 13139636 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 013139/000636 |
| Instrument | 70581 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 17, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 3606 RAFTERSRIDGE DR, MIDLOTHIAN, VA 23113-3747 |
| Document Number | 11684713 |
| Book / Page | 011684 / 000713 |
| Instrument Date | Jul 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 11684713 |
|---|---|
| Date | Jul 13, 2017 |
| Book Page | 011684/000713 |
| Instrument | 27423 |
| Name | CAPITAL CTR |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 12, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,358.00 (+12.97%) | $711,600 (+10.65%) Land $165,000 Building $546,600 | $711,600 (+10.65%) Land $165,000 Building $546,600 |
| 2025 | $643,100 (+4.43%) Land $165,000 Building $478,100 | $643,100 (+4.43%) Land $165,000 Building $478,100 | |
| 2023 | $5,628.00 | $615,800 Land $156,000 Building $459,800 | $615,800 Land $156,000 Building $459,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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