3630 Raftersridge Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 3630 Raftersridge Dr, Midlothian, VA 23113

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,456 sqft · built 1999
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Tax Bill	$6,879 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`730-72-54-41-900-000`

Property Details

APN / Parcel Number

Primary APN	`730-72-54-41-900-000`
Alternative APN	`257522001`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,456 sqft Finished Area
1st Floor Area	712 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	32 sqft
Deck Area	222 sqft
Patio Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	257522001
Street Address	3630 RAFTERSRIDGE DR
City	MIDLOTHIAN
State	VA
Zip	23113-3747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	RIVERTON SEC C 000-011
Legal Subdivision	RIVERTON
Legal Lot Number	11
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	3
Census Block	3004
Census Tract	100926

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3630 RAFTERSRIDGE DR, MIDLOTHIAN, VA 23113-3747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2002
Deed Sale	May 14, 2002
Deed Book / Page	4525 / 33
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	3630 RAFTERSRIDGE DR, MIDLOTHIAN, VA 23113-3747
Document Number	12979250
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3630 RAFTERSRIDGE DR MIDLOTHIAN VA 231133747, MIDLOTHIAN, VA 23113-3747

Mortgage

Document Number	12979250
Date	Sep 25, 2020
Book Page	012979/000250
Instrument	50723

Lender

Name	CBC NAT'L BK MTG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,879.00 (+15.42%)	$770,200 (+10.93%) Land $165,000 Building $605,200	$770,200 (+10.93%) Land $165,000 Building $605,200
2025		$694,300 (+6.46%) Land $165,000 Building $529,300	$694,300 (+6.46%) Land $165,000 Building $529,300
2023	$5,960.00	$652,200 Land $156,000 Building $496,200	$652,200 Land $156,000 Building $496,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	25 (1979–2010)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jan 2010 · other causes
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20