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3606 Heights Ct, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3606 Heights Ct, Saint Cloud, MN 56301

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,414 sqft · built 2001
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$179,900 (Nov 2014)
Tax Bill$4,256 (2026)
Deeds & MortgagesApr 2026 Mortgage
Oct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN82-50998-0462

Property Details

APN / Parcel Number

Primary APN82-50998-0462

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories3 Stories
Building Area1,414 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Width54 ft Width
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address3606 HEIGHTS CT
CitySAINT CLOUD
StateMN
Zip56301-4583
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 011 BLK 003 SOUTHWOOD HEIGHTS PLAT 9 SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section35
Legal SubdivisionSOUTHWOOD HEIGHTS PLAT 9
Legal Block3
Legal Lot Number11
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract402

Owner

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3606 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Oct 12, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2014 · Amount on Record
Deed SaleNov 24, 2014 · Amount on Record
Deed Document Number2014291756
Last Transfer DateOct 4, 2018
Transfer Doc00A1531174
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEARNS MN
Recording DateApr 29, 2026
Property Address3606 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
Document Number0001712170
Instrument DateApr 10, 2026
Instrument20261712170
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3606 HEIGHTS CT, SAINT CLOUD, MN 56301-4583

Mortgage

Document Number0001712170,
DateApr 29, 2026
Instrument20261712170
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.11%
Max Rate-1%

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSTEARNS MN
Recording DateOct 12, 2018
Property Address3606 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
Document Number00A1531174
Instrument DateOct 4, 2018
InstrumentA1531174
Transaction TypeTransfer
Record UpdatedNov 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3606 HEIGHTS CT, SAINT CLOUD, MN 56301-4583

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,256.00 (+25.32%)$322,000 (+8.31%) Land $50,000 Building $272,000$322,000 (+8.31%) Land $50,000 Building $272,000
2025$297,300 (+6.56%) Land $50,000 Building $247,300$297,300 (+6.56%) Land $50,000 Building $247,300
2023$3,396.00$279,000 Land $50,000 Building $229,000$279,000 Land $50,000 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35

May also be available: Verizon.

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