3605 Heights Ct, Saint Cloud, MN 56301 Property Records

Stearns County property record for 3605 Heights Ct, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,344 sqft · built 2001
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Apr 2016)
Tax Bill	$4,578 (2026)
Deeds & Mortgages	Jul 2023 Transfer Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`82-50998-0458`

Property Details

APN / Parcel Number

Primary APN	`82-50998-0458`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,344 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Stone
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Width	94 ft Width
Garage Area	794 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	3605 HEIGHTS CT
City	SAINT CLOUD
State	MN
Zip	56301-4583
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 007 BLK 003 SOUTHWOOD HEIGHTS PLAT 9 SECTION 35 TOWNSHIP 124 RANGE 028 SECTION 35 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	35
Legal Subdivision	SOUTHWOOD HEIGHTS PLAT 9
Legal Block	3
Legal Lot Number	7
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	402

Owner

3605 Heights Ct is owned and occupied by an individual who acquired it in May 2021.

Source: Stearns County records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3605 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Transfer on Death Deed, Transfer
Jun 2, 2021	Quit Claim Deed, Transfer ALL STAR TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2016 · Amount on File
Deed Sale	Apr 26, 2016 · Amount on File
Deed Document Number	2016490734
Last Transfer Date	May 13, 2021
Transfer Doc	00A1604580
Record Updated	Sep 20, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 28, 2023
Property Address	3605 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
Document Number	00A1657186
Instrument Date	Jul 21, 2023
Instrument	A1657186
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 2, 2021
Property Address	3605 HEIGHTS CT, SAINT CLOUD, MN 56301-4583
Document Number	00A1604580
Instrument Date	May 13, 2021
Instrument	A1604580
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	ALL STAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3605 HEIGHTS CT, SAINT CLOUD, MN 56301-4583

Tax Assessment & Valuation

The 2026 property tax bill for 3605 Heights Ct was $4,578, up 26.2% from the year before.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,578.00 (+26.19%)	$327,200 (+4.2%) Land $50,000 Building $277,200	$327,200 (+4.2%) Land $50,000 Building $277,200
2025	$3,628.00 Homeowner's exemption	$314,000 Land $50,000 Building $264,000	$314,000 Land $50,000 Building $264,000
2023	$3,704.00	$290,000 Land $50,000 Building $240,000	$290,000 Land $50,000 Building $240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Heights Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Heights Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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