Monroe County property record for 3606 Gulfstream St, Big Pine Key, FL 33043
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,713 sqft · built 1984 |
| Lot Size | 0.203 acres (8,838 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Dec 2020) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00294300-000000 |
| Primary APN | 00294300-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,713 sqft Living Area |
| 1st Floor Area | 1,713 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 8,838 sqft (0.203 acres) |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 833 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 1,017 sqft |
| Deck Area | 70 sqft |
| Patio Area | 162 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1366463 |
|---|---|
| Street Address | 3606 GULFSTREAM ST |
| City | BIG PINE KEY |
| State | FL |
| Zip | 33043-6137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ACCC |
| Legal Description | BK 49 LT 1 AND S 25 FT LT 2 PORT PINE HEIGHTS 2ND ADD BIG PINE KEY PB4-167 OR386-32/33 OR412-739 OR805-2304 OR836-88 OR936-710/11AFF OR936-2049 OR936-2050 OR1239-138 OR1239-139 OR1731-2227 OR2376-2123/24C/T OR2397-916/18 OR2410-1893/94C OR2533-1222/2 |
| Legal Range | 29E |
| Legal Township | 66S |
| Legal Section | 04 |
| Legal Subdivision | PORT PINE HEIGHTS 2ND ADD |
| Legal Block | 49 |
| Legal Lot Number | 1,2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971402 |
3606 Gulfstream St is owned and occupied by two individuals who bought it in December 2020.
Source: Monroe County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION |
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit SPACE COAST CREDIT UNION |
| Aug 3, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage SPACE COAST CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2020 · Amount on File |
| Deed Sale | Dec 2, 2020 · Amount on File |
| Prior Sale | Sep 9, 2011 · Amount on File |
| Deed Document Number | 20202293145 |
| Deed Book / Page | 3060 / 167 |
| Prior Transfer Date | Aug 5, 2008 |
| Prior Transfer Doc | 0023762123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Document Number | 0002539350 |
| Book / Page | 3375 / 2017 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20262539350 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Investor | Possibly a Property Investor |
| Document Number | 0002539350, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 3375/2017 |
| Instrument | 20262539350 |
| Name | SPACE COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 14, 2026 |
| Property Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Document Number | 0033752017 |
| Book / Page | 3375 / 2017 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20262539350 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Investor | Possibly a Property Investor |
| Document Number | 0002539350, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 3375/2017 |
| Instrument | 20262539350 |
| Name | SPACE COAST CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 3608 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Document Number | 0030351017 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 3035/1017 |
| Instrument | 2275606 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 17, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 2, 2020 |
| Property Address | 3606 GULFSTREAM ST, BIG PINE KEY, FL 33043-6137 |
| Document Number | 0030600167 |
| Book / Page | 3060 / 167 |
| Map Reference | MB 4 PG 167 |
| Instrument Date | Dec 1, 2020 |
| Instrument | 2293145 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3606 GULFSTREAM ST, 3606, BIG PINE KEY, FL 33043-6137 |
| Name | Verified Name |
|---|---|
| Address | 16058 E ALAN BLACK BLVD, LOXAHATCHEE, FL 33470-3701 |
| Document Number | 0003060170 |
|---|---|
| Date | Dec 2, 2020 |
| Instrument | 3060/170 |
| Name | SPACE COAST CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 3606 Gulfstream St was $4,427 with a homeowner's exemption, up 5.2% from the year before.
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 (+5.23%) Homeowner's exemption | $451,554 | $742,954 Land $272,034 Building $470,920 |
| 2024 | $4,207.00 (+4.63%) | ||
| 2023 | $4,021.00 (+3.21%) Homeowner's exemption | $426,047 (+3.58%) | $826,898 (+16.06%) Land $456,372 Building $370,526 |
| 2022 | $3,896.00 Homeowner's exemption | $411,333 | $712,453 Land $340,042 Building $372,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3606 Gulfstream St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 522 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 522 in force |
| Nearby Flood Claims | 852 (1979–2017) |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3606 Gulfstream St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
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