3605 Sincerity Rd, Monroe, NC 28110 Property Records

Union County property record for 3605 Sincerity Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,477 sqft · built 1978
Lot Size	66.4 acres (2,896,130 sqft)
Owner	2 Trust Names on Record
Last Sale	$4,500 (Jan 1997)
Tax Bill	$2,850 (2025)
Deeds & Mortgages	Oct 2023 Construction Loan Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-078-015A`

Property Details

APN / Parcel Number

Primary APN	`08-078-015A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,477 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,896,130 sqft (66.4 acres)
Garage Type	Mixed
Garage Area	4,676 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3605 SINCERITY RD
City	MONROE
State	NC
Zip	28110-0654
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	8740-0785
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	3
Census Block	3035
Census Tract	20100

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	3605 SINCERITY RD, MONROE, NC 28110-0654
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Intrafamily Transfer, Transfer · Construction Mortgage AMERICAN BANK OF THE CAROLINAS
Jul 7, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 1997 · Amount on Record
Deed Sale	Jan 8, 1997 · Amount on Record
Deed Book / Page	933 / 321
Last Transfer Date	Jun 20, 2022
Transfer Doc	0008740785
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Oct 27, 2023
Property Address	3605 SINCERITY RD, MONROE, NC 28110-0654
Document Number	0008803185
Book / Page	8803 / 185
Map Reference	CAB K FILE 114
Instrument Date	Oct 17, 2023
Instrument	26054
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 OLD CAMDEN RD, MONROE, NC 28110-9740

Mortgage

Document Number	0000026055
Date	Oct 27, 2023
Instrument	26055

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Jul 7, 2023
Property Address	3605 SINCERITY RD, MONROE, NC 28110-0654
Document Number	0008740785
Book / Page	8740 / 785
Instrument Date	Jun 20, 2022
Instrument	16264
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3605 SINCERITY RD, MONROE, NC 28110-0654

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,850.00 (+17.38%)	$679,640 (-5.64%) Land $239,140 Building $440,500	$1,742,600 (+141.93%) Land $1,302,100 Building $440,500
2023	$2,428.00	$720,300 (-) Land $406,200 Building $314,100	$720,300 (-) Land $406,200 Building $314,100
2022	$2,428.00	$720,300 Land $406,200 Building $314,100	$720,300 Land $406,200 Building $314,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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