Union County property record for 3512 Sincerity Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,764 sqft · built 2003 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on File |
| Last Sale | $309,000 (Feb 2018) |
| Tax Bill | $3,641 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-078-007P |
| Primary APN | 08-078-007P |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,764 sqft Living Area |
| Gross Area | 7,082 sqft |
| Basement Area | 2,764 sqft |
| Unfinished Basement | 2,764 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 89,298 sqft (2.05 acres) |
| Garage Type | Attached |
| Garage Area | 931 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 638 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3512 SINCERITY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #8 ARBOR WAY PH2 OPCG213 |
| Legal Subdivision | ARBOR WAY |
| Legal Lot Number | 8 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 20100 |
Source: Union County records · APN 08-078-007P
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3512 SINCERITY RD, MONROE, NC 28110-0653 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2018 · Amount on Record |
| Deed Sale | Feb 22, 2018 · Amount on Record |
| Prior Sale | Jun 21, 2002 · Amount on Record |
| Deed Document Number | 20184517 |
| Deed Book / Page | 7106 / 520 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 3512 SINCERITY RD, MONROE, NC 28110-0653 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008555545 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 8555/545 |
| Instrument | 29914 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 22, 2018 |
| Property Address | 3512 SINCERITY RD, MONROE, NC 28110-0653 |
| Document Number | 0007106520 |
| Book / Page | 7106 / 520 |
| Map Reference | CAB G FILE 213 |
| Instrument Date | Feb 21, 2018 |
| Instrument | 0004517 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | URBAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6228 UNDERWOOD AVE, 6228, CHARLOTTE, NC 28213-3869 |
| Name | Verified Name |
|---|---|
| Address | 3512 SINCERITY RD, MONROE, NC 28110-0653 |
| Document Number | 0000004518 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 0004518 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,641.00 (+7.15%) | $745,900 (+42.51%) Land $94,000 Building $651,900 | $745,900 (+42.51%) Land $94,000 Building $651,900 |
| 2023 | $3,398.00 | $523,400 Land $62,000 Building $461,400 | $523,400 Land $62,000 Building $461,400 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
Based on FCC filings for 40 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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