3605 S Derby Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 3605 S Derby Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,146 sqft · built 2001
Lot Size	0.982 acres (42,793 sqft)
Owner	Individual Name on File
Last Sale	$58,300 (Jan 2012)
Tax Bill	$1,516 (2025)
Deeds & Mortgages	Feb 2020 Refinance Feb 2020 Refinance
APN	`019-022-034-20`

Property Details

APN / Parcel Number

Primary APN	`019-022-034-20`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,146 sqft Building Perimeter
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Lot Area	42,793 sqft (0.982 acres)
Garage Area	936 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3605 S DERBY RD
City	SIDNEY
State	MI
Zip	48885-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF NW 1/4 OF SW 1/4 DES AS COM AT SW COR OF SEC 22; TH N 1998.16 FT ALG W SEC LINE TO POB; N 0 DEG E 208.71 FT; N 90 DEG
Legal Range	07W
Legal Township	10N
Legal Section	22
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1001
Census Tract	971100

Owner

3605 S Derby Rd is owned and occupied by an individual who bought it in January 2012.

Source: Montcalm County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3605 S DERBY RD, SIDNEY, MI 48885-9785
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL
Feb 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOMESIDE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2012 · Amount on File
Deed Sale	Jan 6, 2012 · Amount on File
Prior Sale	Oct 14, 2010 · Amount on File
Deed Book / Page	1530 / 208
Prior Transfer Date	Oct 8, 2010
Prior Transfer Doc	1492/1064
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3605 S DERBY RD, SIDNEY, MI 48885-9785
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01111
Date	Feb 3, 2020
Instrument	2020R-01111

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2040

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3605 S DERBY RD, SIDNEY, MI 48885-9785
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R01110
Date	Feb 3, 2020
Instrument	2020R-01110

Lender

Name	HOMESIDE FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3605 S Derby Rd was $1,516, up 3.3% from the year before.

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,700 (+6.64%)	$231,400 (+6.64%)
2025	$1,516.00 (+3.27%)	$108,500	$217,000
2024	$1,468.00
2023		$90,600	$90,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3605 S Derby Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 S Derby Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Point Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Derby Rd

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