3245 S Derby Rd, Sidney, MI 48885 Property Records

Montcalm County property record for 3245 S Derby Rd, Sidney, MI 48885

Property Summary

Property Type	Single Family Home
Details	1 ba · 840 sqft
Lot Size	1.16 acres (50,747 sqft)
Owner	2 Individual Names on Record
Tax Bill	$902 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2023 Mortgage + 1 more
APN	`019-022-028-10`

Property Details

APN / Parcel Number

Primary APN	`019-022-028-10`

Interior

Full Baths	1 Bath
Building Area	840 sqft Building Perimeter
1st Floor Area	840 sqft
Basement Area	520 sqft
Unfinished Basement	520 sqft

Exterior

Architectural Style	Ranch
Lot Area	50,747 sqft (1.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3245 S DERBY RD
City	SIDNEY
State	MI
Zip	48885-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF NW 1/4 OF NW 1/4, TH N 150 FT, E 411.8 FT, S 49 DEG W 223.3 FT N 89 DEG W 16 FT, N 66 FT, W 66 FT, S 66 FT,
Legal Range	07W
Legal Township	10N
Legal Section	22
Jurisdiction	MONTCALM MI
Township / Civil Division	SIDNEY
Census Block Group	1
Census Block	1002
Census Tract	971100

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3245 S DERBY RD, SIDNEY, MI 48885-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit SIDNEY STATE BANK
Jul 24, 2023	Deed of Trust, Mortgage SIDNEY STATE BANK
Oct 22, 2018	Deed of Trust, Mortgage SIDNEY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3245 S DERBY RD, SIDNEY, MI 48885-9783
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025R10236
Date	Sep 30, 2025
Instrument	2025R-10236

Lender

Name	SIDNEY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3245 S DERBY RD, SIDNEY, MI 48885-9783
Transaction Type	Mortgage
Record Updated	Aug 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R07213
Date	Jul 24, 2023
Instrument	2023R-07213

Lender

Name	SIDNEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2043

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3245 S DERBY RD, SIDNEY, MI 48885-9783
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R11388
Date	Oct 22, 2018
Instrument	2018R-11388

Lender

Name	SIDNEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	63 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Sidney Township
Unified School District	Central Montcalm Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,000 (+5.26%)	$116,000 (+5.26%)
2025	$902.00 (+2.73%)	$55,100 (+18.75%)	$110,200 (+137.5%)
2024	$878.00
2023		$46,400	$46,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
CMS Internet Fiber	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Derby Rd

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