3605 Lippincott Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3605 Lippincott Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,010 sqft · built 1997
Lot Size	12 acres (525,334 sqft)
Owner	Trust Name on File
Last Sale	$49,900 (May 1995)
Tax Bill	$3,188 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Line of Credit
Flood Zone	Zone A (high risk)
APN	`008-023-011-40`

Property Details

APN / Parcel Number

Primary APN	`008-023-011-40`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,010 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	525,334 sqft (12 acres)
Garage Area	520 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3605 LIPPINCOTT RD
City	LAPEER
State	MI
Zip	48446-7811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 23 T7N R9E BEG AT A PT N 89 DEG W 622.95 FT FROM SE COR OF SEC 23; TH N 89 DEG W 165.01 FT; TH N 2880.88 FT; TH N 29 DEG
Legal Range	09E
Legal Township	07N
Legal Section	23
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3001
Census Tract	336000

Owner

3605 Lippincott Rd is owner-occupied and held in a trust since May 1995.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Trust Name on File
Mailing Address	3605 LIPPINCOTT RD, LAPEER, MI 48446-7811
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PFCU
Jan 9, 2017	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1995 · Amount on File
Deed Sale	May 15, 1995 · Amount on File
Prior Sale	Apr 15, 1995 · Amount on File
Deed Book / Page	901 / 807
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3605 LIPPINCOTT RD, LAPEER, MI 48446-7811
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 LIPPINCOTT RD, LAPEER, MI 48446-7811

Mortgage

Document Number	0032140718
Date	Jun 24, 2021
Book Page	3214/718

Lender

Name	PFCU
Type	Credit Union
Address	PORTLAND, MI 48875

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2031

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3605 LIPPINCOTT RD, LAPEER, MI 48446-7811
Document Number	0028750427
Book / Page	002875 / 000427
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3605 LIPPINCOTT RD LAPEER MI 484467811, LAPEER, MI 48446-7811

Mortgage

Document Number	0028750427
Date	Feb 1, 2017
Book Page	002875/000427

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Lippincott Rd was $3,188 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,900 (+4.26%)	$503,800 (+4.26%)
2025	$3,188.00 Homeowner's exemption	$241,600	$483,200
2023		$217,900	$435,800
2022	$2,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Lippincott Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Lippincott Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lippincott Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures