3597 Lippincott Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 3597 Lippincott Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,995 sqft · built 1997
Lot Size	26.6 acres (1,161,310 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (Mar 2026)
Tax Bill	$4,650 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2022 Line of Credit + 8 more
Flood Zone	Zone A (high risk)
APN	`008-023-011-30`

Property Details

APN / Parcel Number

Primary APN	`008-023-011-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,995 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	1,161,310 sqft (26.6 acres)
Garage Area	550 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3597 LIPPINCOTT RD
City	LAPEER
State	MI
Zip	48446-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 23 T7N R9E BEG AT A PT N 89 DEG W 292.93 FT FROM SE COR OF SEC 23; TH CONTINUING N 89 DEG W 330.02 FT; TH N 2888.81 FT;
Legal Range	09E
Legal Township	07N
Legal Section	23
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	3
Census Block	3001
Census Tract	336000

Owner

3597 Lippincott Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45908 KEDING ST, UTICA, MI 48317-6022
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Apr 15, 2022	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Mar 10, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Jun 10, 2021	Intrafamily Transfer, Transfer
Aug 9, 2021	Intrafamily Transfer, Transfer
Nov 27, 2019	Deed of Trust, Mortgage · Conventional with PMI MAIN STREET BK
Jan 17, 2019	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Nov 29, 2018	Warranty Deed, Transfer · Stand-Alone Refinance FIRST INDEPENDENT BANK
Nov 29, 2018	Quit Claim Deed, Transfer TITLE PARTNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2026 · Amount on File
Deed Sale	Mar 10, 2026 · Amount on File
Prior Sale	Nov 29, 2018 · Amount on File
Deed Book / Page	3507 / 687
Prior Transfer Date	Aug 4, 2021
Prior Transfer Doc	0032260977
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

Mortgage

Document Number	0031750452
Date	Feb 17, 2021
Book Page	3175/452

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

Mortgage

Document Number	0032870780
Date	Apr 15, 2022
Book Page	3287/780

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 23, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

Mortgage

Document Number	0033730108
Date	Oct 20, 2023
Book Page	3373/108

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 31, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 10, 2026
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0035070687
Book / Page	3507 / 687
Instrument Date	Mar 9, 2026
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45908 KEDING ST, UTICA, MI 48317-6022

Mortgage

Document Number	0003508609
Date	Mar 10, 2026
Instrument	3508/609

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Jun 10, 2021
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0032100647
Book / Page	3210 / 647
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4717 LIPPINCOTT RD, LAPEER, MI 48446-9680

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Aug 9, 2021
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0032260977
Book / Page	3226 / 977
Instrument Date	Jun 2, 2021
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0030710840
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Feb 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3597 LIPPINCOTT RD LAPEER MI 484469638, LAPEER, MI 48446-9638

Mortgage

Document Number	0030710840
Date	Jan 6, 2020
Book Page	003071/000840

Lender

Name	MAIN STREET BK
Type	Bank
Address	BINGHAM FARMS, MI 48025

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0030070154
Instrument Date	Jan 17, 2019
Transaction Type	Mortgage
Record Updated	Mar 19, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3597 LIPPINCOTT RD LAPEER MI 484469638, LAPEER, MI 48446-9638

Mortgage

Document Number	0030070154
Date	Feb 4, 2019
Book Page	003007/000154

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 29, 2018
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0029970910
Book / Page	2997 / 910
Instrument Date	Oct 22, 2018
Instrument	3146
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	TITLE PARTNERS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15945 TULIP DR, MACOMB, MI 48042-5810

Mortgage

Document Number	0029970913
Date	Nov 29, 2018
Book Page	2997/913

Lender

Name	FIRST INDEPENDENT BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2047

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Nov 29, 2018
Property Address	3597 LIPPINCOTT RD, LAPEER, MI 48446-9638
Document Number	0029970907
Book / Page	002997 / 000907
Instrument Date	Oct 3, 2018
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3597 LIPPINCOTT RD LAPEER MI 484469638, LAPEER, MI 48446-9638

Tax Assessment & Valuation

The 2025 property tax bill for 3597 Lippincott Rd was $4,650 with a homeowner's exemption, up 4.1% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$278,600 (+2.13%)	$557,200 (+2.13%)
2025	$4,650.00 (+4.14%) Homeowner's exemption	$272,800	$545,600
2024	$4,465.00
2023		$255,100	$510,200
2022	$4,041.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3597 Lippincott Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3597 Lippincott Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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