3605 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3605 E Lake Todd Dr, Hernando, FL 34442 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2010
Square Footage	1,648 sqft Living Area
Lot Size	7,560 sqft (0.174 acres)
Occupancy	Owner Occupied
Last Sale	$282,400 (2026)
Tax Bill	$1,295.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000B0-0040

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES
Oct 26, 2022	Warranty Deed, Transfer EXPRESS TITLE, EXPRESS TITLE SERVICES
Aug 31, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	Oct 26, 2022 · Amount on Record
Deed Doc Number	202638881
Deed Book / Page	3684 / 1513
Prior Transfer Date	Aug 29, 2022
Prior Transfer Doc	0033160418
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 30, 2026
Property Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575
Document Number	0000038881
Book / Page	3684 / 1513
Instrument Date	Jun 25, 2026
Instrument	202638881
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$199,656.80
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 26, 2022
Property Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575
Document Number	0033300729
Book / Page	3330 / 729
Map Reference	MB 15 PG 75-79
Instrument Date	Oct 06, 2022
Instrument	2022072954
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	EXPRESS TITLE, EXPRESS TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 SE 1ST ST, 104, SATELLITE BEACH, FL 32937-2120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5640 S LURAY TER, INVERNESS, FL 34452-8496

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Aug 31, 2022
Property Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575
Document Number	0033160418
Book / Page	3316 / 418
Map Reference	MB 15 PG 75-79
Instrument Date	Aug 29, 2022
Instrument	2022061375
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CAMBRIDGE CT, HIGHLAND, NY 12528-1300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3605 E LAKE TODD DR, HERNANDO, FL 34442-5575

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (+7.56%) Homeowner's exemption Widower's exemption	$121,531 (-43.15%)	$206,983 (-3.18%) Land $10,770 Building $196,213
2024	$1,204.00 (+3.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$213,791 (-1.54%) Land $10,020 Building $203,771	$213,791 (-1.54%) Land $10,020 Building $203,771
2023	$1,164.00 (-35.3%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$217,127 (+21.43%) Land $10,020 Building $207,107	$217,127 (+21.43%) Land $10,020 Building $207,107
2022	$1,799.00 Homeowner's exemption Additional exemption filed	$178,809 Land $10,020 Building $168,789	$178,809 Land $10,020 Building $168,789

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000B0-0040`
Alternative APNs	`1418S19E0140000B00040` `2901551`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,648 sqft Living Area
Gross Area	2,128 sqft Gross Area
1st Floor	1,360 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Fiberglass Roof
Lot Area	7,560 sqft (0.174 acres)
Depth X Width	105 ft x 72 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Patio Area	84 sqft Patio
Porch	Finished/Screened Porch
Porch Area	60 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2901551
Street Address	3605 E LAKE TODD DR
City	HERNANDO
State	FL
Zip	34442-5575
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 BLK B LOT 4
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	B
Legal Lot Number	4
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105

3605 E Lake Todd Dr, Hernando, FL 34442 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2022: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on E Lake Todd Dr

Nearby Streets

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