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3581 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3581 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1995
Square Footage1,686 sqft Living Area
Lot Size7,560 sqft (0.173 acres)
OccupancyOwner Occupied
Last Sale$195,000 (2021)
Tax Bill$2,582.00 (2025)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000B0-002.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3581 E LAKE TODD DR, HERNANDO, FL 34442-5572
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Mar 19, 2021Warranty Deed, Transfer
FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 19, 2021 · Amount on Record
Deed SaleMar 19, 2021 · Amount on Record
Prior SaleMay 08, 2001 · Amount on Record
Deed Doc Number2021017896
Deed Book / Page3145 / 2490
Record RefreshedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3581 E LAKE TODD DR, HERNANDO, FL 34442-5572
Transaction TypeMortgage
Record UpdatedJan 19, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 RAINBOW DR 12416, 12416, LIVINGSTON, TX 77399-2024

Mortgage

Document Number0031460001
DateMar 19, 2021
Book Page3146/1
Instrument2021017897
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 19, 2021
Property Address3581 E LAKE TODD DR, HERNANDO, FL 34442-5572
Document Number0031452490
Book / Page3145 / 2490
Map ReferenceMB 15 PG 75-79
Instrument DateMar 19, 2021
Instrument2021017896
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount Recorded
Tax$1,365.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address20631 GOLDEN HAWTHORN CT, 20631, HUMBLE, TX 77346-1434

Transferred To (Grantee/Buyer)

NameVerified Name
Address3581 E LAKE TODD DR, HERNANDO, FL 34442-5572

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,582.00 (+3.9%) Homeowner's exemption Additional exemption filed$203,339 (-3.2%) Land $10,770 Building $192,569$203,339 (-3.2%) Land $10,770 Building $192,569
2024$2,485.00 (+2.6%) Homeowner's exemption Additional exemption filed$210,063 (-1.7%) Land $10,020 Building $200,043$210,063 (-1.7%) Land $10,020 Building $200,043
2023$2,422.00 (+7.03%) Homeowner's exemption Additional exemption filed$213,700 (+13.68%) Land $10,020 Building $203,680$213,700 (+13.68%) Land $10,020 Building $203,680
2022$2,263.00 Homeowner's exemption Additional exemption filed$187,976 Land $10,020 Building $177,956$187,976 Land $10,020 Building $177,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,282 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000B0-002.0
Alternative APNs
  • 1418S19E0140000B00020
  • 2763434

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,686 sqft Living Area
1st Floor1,686 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 1995
Architectural StyleOther Style
Exterior MaterialStucco Exterior
Construction TypeConcrete Blocks Construction
Foundation TypeFooting Foundation
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,560 sqft (0.173 acres)
Depth X Width105 ft x 72 ft Depth x Width
Parking Spaces7 Parking Spaces
Garage Area462 sqft Garage
FenceFence
PorchEnclosed Porch
Porch Area241 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2763434
Old Parcel Number1418S19E0140000B00020
Street Address3581 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5572
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 2 BLK B
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockB
Legal Lot Number2
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1001
Census Tract450105

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