3604 Cortez St, Riverside, CA 92504 Property Records

Riverside County property record for 3604 Cortez St, Riverside, CA 92504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jul 2025)
Tax Bill	$4,009 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`230-042-001`

Property Details

APN / Parcel Number

Primary APN	`230-042-001`
Alternative APN	`052803069`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area
Gross Area	1,113 sqft
1st Floor Area	1,059 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Carport
Garage Area	270 sqft
Carport	Carport
Carport Area	270 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	052803069
Street Address	3604 CORTEZ ST
City	RIVERSIDE
State	CA
Zip	92504-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 19 MB 022/052 MAGNOLIA PARK TR
Legal Subdivision	MAGNOLIA PARK TR
Legal Lot Number	19
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2001
Census Tract	31401

Owner

Source: Riverside County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 9, 2018	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 2, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE
Feb 2, 2018	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	2025218429
Prior Transfer Date	Jul 9, 2015
Prior Transfer Doc	0000340523
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Recording Date	Apr 2, 2026
Property Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000100100
Instrument Date	Mar 28, 2026
Instrument	2026100100
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710

Mortgage

Document Number	0000100100,
Date	Apr 2, 2026
Instrument	2026100100

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710

Mortgage

Document Number	0000514498
Date	Oct 23, 2020
Instrument	2020-0514498

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 9, 2018
Property Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000181764
Map Reference	MB 22 PG 52
Instrument Date	Apr 17, 2018
Instrument	2018-0181764
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710

Mortgage

Document Number	0000181765
Date	May 9, 2018
Instrument	2018-0181765

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2018
Property Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000042970
Instrument Date	Jan 25, 2018
Instrument	42970
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$603.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1800 GRACE ST RIVERSIDE CA 925045452, RIVERSIDE, CA 92504-5452

February 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 2, 2018
Property Address	3604 CORTEZ ST, RIVERSIDE, CA 92504-3710
Document Number	0000042969
Instrument Date	Jan 25, 2018
Instrument	42969
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3604 CORTEZ ST RIVERSIDE CA 925043710, RIVERSIDE, CA 92504-3710

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,009.00 (+3.4%)	$362,397 (+4.04%) Land $102,402 Building $259,995
2024	$3,877.00 (+0.47%)
2023	$3,859.00 (+1.93%) Homeowner's exemption	$348,327 Land $98,427 Building $249,900
2022	$3,786.00
2021			$380,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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