3605 Cinnamon Trace Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3605 Cinnamon Trace Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,584 sqft · built 1988
Lot Size0.56 acres (24,396 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Mar 2020)
Tax Bill$704 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087258-7716

Property Details

APN / Parcel Number

Primary APN087258-7716
Alternative APN
  • U05302135L000000000080

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,584 sqft Living Area
Gross Area4,807 sqft
1st Floor Area2,341 sqft
Upper Floors Area1,243 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2014
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area24,396 sqft (0.56 acres)
Lot Dimensions245 ft deep x 102 ft wide
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchScreened Porch
Porch Area645 sqft
Patio Area110 sqft
Balcony Area110 sqft
Gazebo75 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0872587716
Street Address3605 CINNAMON TRACE DR
CityVALRICO
StateFL
Zip33596-6059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionCINNAMON TRACE LOT 8
Legal Range21E
Legal Township30S
Legal Section05
Legal SubdivisionCINNAMON TRACE
Legal Tract35L
Legal Lot Number8
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3000
Census Tract13206

Owner

3605 Cinnamon Trace Dr is owned and occupied by an individual who bought it in March 2020.

Source: Hillsborough County records, as of September 30, 2026

Owner of RecordIndividual Name on File
Mailing Address3605 CINNAMON TRACE DR, VALRICO, FL 33596-6059
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Mar 14, 2020Warranty Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 14, 2020 · Amount on File
Deed SaleMar 14, 2020 · Amount on File
Prior SaleJul 21, 1998 · Amount on File
Deed Document Number2020102876
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3605 CINNAMON TRACE DR, VALRICO, FL 33596-6059
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 CINNAMON TRACE DR, VALRICO, FL 33596-6059

Mortgage

Document Number0000066862
DateFeb 10, 2021
Instrument2021066862
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 14, 2020
Property Address3605 CINNAMON TRACE DR, VALRICO, FL 33596-6059
Document Number0000102876
Map ReferenceMB 60 PG 40
Instrument DateFeb 28, 2020
Instrument2020102876
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 6217, BRANDON, FL 33508-6003

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 CINNAMON TRACE DR, VALRICO, FL 33596-6059

Mortgage

Document Number0000102877
DateMar 14, 2020
Instrument2020102877
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3605 Cinnamon Trace Dr was $704.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$655,295 (-1%) Land $193,298 Building $461,997$655,295 (-1%) Land $193,298 Building $461,997
2025$704.00 Disabled Person's exemption$661,909 Land $193,298 Building $468,611$661,909 Land $193,298 Building $468,611
2023$6,769.00 (-35.67%) Homeowner's exemption Veteran's exemption$637,686 (+3%)$637,959 (+3.04%) Land $181,927 Building $456,032
2022$10,523.00 Homeowner's exemption Veteran's exemption$619,113 Land $181,927 Building $437,186$619,113 Land $181,927 Building $437,186

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3605 Cinnamon Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Cinnamon Trace Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 75% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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