3604 Cinnamon Trace Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 3604 Cinnamon Trace Dr, Valrico, FL 33596

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,978 sqft · built 1990
Lot Size0.507 acres (22,085 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (Dec 2019)
Tax Bill$4,662 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN087258-7704

Property Details

APN / Parcel Number

Primary APN087258-7704
Alternative APN
  • U05302135L000000000020

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories1 Story
Building Area2,978 sqft Living Area
Gross Area4,385 sqft
1st Floor Area2,978 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2008
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,085 sqft (0.507 acres)
Lot Dimensions175 ft deep x 121 ft wide
Garage TypeAttached
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Pool Area420 sqft
PorchOpen Porch
Porch Area541 sqft
Utility Building768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0872587704
Street Address3604 CINNAMON TRACE DR
CityVALRICO
StateFL
Zip33596-6058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionCINNAMON TRACE LOT 2
Legal Range21E
Legal Township30S
Legal Section05
Legal SubdivisionCINNAMON TRACE
Legal Tract35L
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionBRANDON
Census Block Group3
Census Block3000
Census Tract13206

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3604 CINNAMON TRACE DR, VALRICO, FL 33596-6058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Dec 17, 2019Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2019 · Amount on Record
Deed SaleDec 17, 2019 · Amount on Record
Prior SaleApr 1, 2015 · Amount on Record
Deed Document Number2019540662
Deed Book / Page27196 / 1030
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address3604 CINNAMON TRACE DR, VALRICO, FL 33596-6058
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3684 CINNAMON TRACE DR, VALRICO, FL 33596-6058
InvestorPossibly a Property Investor

Mortgage

Document Number0000299597
DateJul 10, 2023
Instrument2023299597
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 28, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateDec 17, 2019
Property Address3604 CINNAMON TRACE DR, VALRICO, FL 33596-6058
Document Number0000540662
Book / Page27196 / 1030
Map ReferenceMB 60 PG 40
Instrument DateDec 11, 2019
Instrument2019540662
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySTRATEGIC TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4463 STONEY RIVER DR, 4463, MULBERRY, FL 33860-7911

Transferred To (Grantee/Buyer)

NameVerified Name
Address8450 SW 5TH ST, MIAMI, FL 33144-3516
InvestorPossibly a Property Investor

Mortgage

Document Number0271961032
DateDec 17, 2019
Instrument27196/1032
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$282,309 (+2.7%)$596,216 (-1.01%) Land $165,588 Building $430,628
2025$4,662.00 (+13.74%) Homeowner's exemption Senior Citizen's exemption$274,887 (+5.99%)$602,319 (+3.68%) Land $165,588 Building $436,731
2023$4,099.00 (+5.02%) Homeowner's exemption Senior Citizen's exemption$259,359 (+3%)$580,965 (+1.55%) Land $155,848 Building $425,117
2022$3,903.00 Homeowner's exemption Senior Citizen's exemption$251,805$572,073 Land $155,848 Building $416,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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