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3605 Benseval Ln, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3605 Benseval Ln, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,975 sqft · built 2017
Lot Size0.212 acres (9,271 sqft)
OwnerIndividual Name on File
Last Sale$408,500 (Nov 2017)
Tax Bill$4,909 (2023)
Deeds & MortgagesSep 2020 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231-214-35

Property Details

APN / Parcel Number

Primary APN231-214-35

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,975 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,271 sqft (0.212 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number231-214-35
Street Address3605 BENSEVAL LN
CityMATTHEWS
StateNC
Zip28104-0032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL17 M60-756
Legal SubdivisionLISMORE SUB MAP 2
Legal Lot Number17
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5849

Owner

3605 Benseval Ln is owned and occupied by an individual who bought it in November 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3605 BENSEVAL LN, MATTHEWS, NC 28104-0032
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Nov 6, 2017Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2017 · Amount on File
Deed SaleNov 6, 2017 · Amount on File
Prior SaleJul 13, 2017 · Amount on File
Deed Document Number0032250424
Deed Book / Page32250 / 424
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3605 BENSEVAL LN, MATTHEWS, NC 28104-0032
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000143170
DateSep 8, 2020
Book Page35022/575
Instrument2020143170
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueSep 1, 2035

November 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 6, 2017
Property Address3605 BENSEVAL LN, MATTHEWS, NC 28104-0032
Document Number0000149921
Book / Page32250 / 424
Map ReferenceMB60 PG756
Instrument DateOct 26, 2017
Instrument2017149921
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$817.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9920 KINCEY AVE # AVE190-X, 9920, HUNTERSVILLE, NC 28078-2400

Transferred To (Grantee/Buyer)

NameVerified Name
Address3605 BENSEVAL LN, MATTHEWS, NC 28104-0032
InvestorPossibly a Property Investor

Mortgage

Document Number0000149922
DateNov 6, 2017
Instrument2017149922
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3605 Benseval Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3605 Benseval Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Google Fiber.

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