1. Home
  2. North Carolina
  3. Matthews
  4. Benseval Ln

3604 Benseval Ln, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3604 Benseval Ln, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,263 sqft · built 2017
Lot Size0.215 acres (9,366 sqft)
OwnerIndividual Name on File
Last Sale$401,500 (Oct 2017)
Tax Bill$4,897 (2023)
Deeds & MortgagesJan 2021 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231-214-33

Property Details

APN / Parcel Number

Primary APN231-214-33

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,263 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,366 sqft (0.215 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number231-214-33
Street Address3604 BENSEVAL LN
CityMATTHEWS
StateNC
Zip28104-0032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL19 M60-756
Legal SubdivisionLISMORE SUB MAP 2
Legal Lot Number19
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2004
Census Tract5849

Owner

3604 Benseval Ln is owned and occupied by an individual who bought it in October 2017.

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3604 BENSEVAL LN, MATTHEWS, NC 28104-0032
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 10, 2017Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2017 · Amount on File
Deed SaleOct 10, 2017 · Amount on File
Prior SaleJun 9, 2017 · Amount on File
Deed Document Number0032183244
Deed Book / Page32183 / 244
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address3604 BENSEVAL LN, MATTHEWS, NC 28104-0032
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005141
DateJan 11, 2021
Book Page35533/317
Instrument2021005141
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

October 2017: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateOct 10, 2017
Property Address3604 BENSEVAL LN, MATTHEWS, NC 28104-0032
Document Number0000137028
Book / Page32183 / 244
Map ReferenceMB60 PG756
Instrument DateOct 4, 2017
Instrument2017137028
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$803.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10710 SIKES PL STE 250, 10710, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

NameVerified Name
Address3604 BENSCVAL LN, MATTHEWS, NC 28104-0032

Mortgage

Document Number0000137029
DateOct 10, 2017
Instrument2017137029
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 3604 Benseval Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 Benseval Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Windstream
DSL · Fiber in parts of the area		200 / 20

May also be available: Google Fiber.

Nearby Properties on Benseval Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures