St. Louis County property record for 3604 W Lake Four Rd, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,200 sqft · built 2016 |
| Lot Size | 5 acres (218,081 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Aug 2013) |
| Tax Bill | $2,700 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-0020-00182 |
| Primary APN | 317-0020-00182 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 912 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Construction Type | Log |
| Lot Area | 218,081 sqft (5 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 288 sqft |
| Storage Building | 36 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 1089645 |
|---|---|
| Street Address | 3604 W LAKE FOUR RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | THAT PART OF OUTLOT A ASSUMING W LINE OFOUTLOT A TO BEAR N00DEG16'52"E & FROM SW COR& PT OF BEG RUN N00DEG16'52"E ALONG SAID |
| Legal Subdivision | AUDREYS SUNRISE PLAT |
| Legal Lot Number | A |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | EAGLES NEST |
| Census Block Group | 2 |
| Census Block | 2172 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21858 COUNTY ROAD 81 NW, BIG LAKE, MN 55309-3323 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2013 · Amount on File |
| Deed Sale | Aug 12, 2013 · Amount on File |
| Deed Document Number | 2013934690 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Eagles Nest Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,700.00 (+20.64%) | ||
| 2025 | $2,238.00 (-4.36%) | $301,600 (+27.42%) Land $60,900 Building $240,700 | $301,600 (+27.42%) Land $60,900 Building $240,700 |
| 2024 | $2,340.00 | $236,700 (-) Land $45,900 Building $190,800 | $236,700 (-) Land $45,900 Building $190,800 |
| 2022 | $236,700 Land $45,900 Building $190,800 | $236,700 Land $45,900 Building $190,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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