St. Louis County property record for 3591 W Lake Four Rd, Ely, MN 55731
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Lot Size | 1.7 acres (74,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Oct 2013) |
| Tax Bill | $1,070 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-0020-00140 |
| Primary APN | 317-0020-00140 |
|---|---|
| Alternative APN |
|
| Lot Area | 74,322 sqft (1.7 acres) |
|---|
| Account Number | 1088142 |
|---|---|
| Street Address | 3591 W LAKE FOUR RD |
| City | ELY |
| State | MN |
| Zip | 55731-8028 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Local Zoning Code | SMU |
| Legal Description | LOTS 14 AND 15 SERIAL # |
| Legal Subdivision | AUDREYS SUNRISE T OF EAGLES NE |
| Legal Lot Number | 14-15 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | EAGLES NEST |
| Census Block Group | 2 |
| Census Block | 2172 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3591 W LAKE FOUR RD, ELY, MN 55731-8028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 23, 2013 · Amount on Record |
| Deed Sale | Oct 23, 2013 · Amount on Record |
| Deed Document Number | 2013937729 |
| Last Transfer Date | Dec 14, 2021 |
| Transfer Doc | 0001050968 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3591 W LAKE FOUR RD, ELY, MN 55731-8028 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Title Company | NORTHEAST TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0001052666 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 1052666 |
| Name | NORTHVIEW BANK |
|---|---|
| Type | Bank |
| Address | FINLAYSON, MN 55735 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 228 Months |
| Due | Jan 1, 2041 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Eagles Nest Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,070.00 (-3.78%) Homeowner's exemption | ||
| 2025 | $1,112.00 (+57.51%) Homeowner's exemption | $94,700 (-5.3%) Land $94,700 | $94,700 (-5.3%) Land $94,700 |
| 2024 | $706.00 | $100,000 (+35.69%) Land $100,000 | $100,000 (+35.69%) Land $100,000 |
| 2022 | $73,700 Land $73,700 | $73,700 Land $73,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Frontier DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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