Carroll County property record for 3604 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,314 sqft · built 1995 |
| Lot Size | 2.22 acres (96,703 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,584 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-031758 |
| Primary APN | 09-031758 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,314 sqft Total Area |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 96,703 sqft (2.22 acres) |
| Garage Type | Detached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 282 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031758 |
|---|---|
| Street Address | 3604 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | 2.22 ACS RIDGE RD W OF RTE 27 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 9, FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 509001 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3606 RIDGE RD, WESTMINSTER, MD 21157-7747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2003 |
| Deed Sale | May 15, 2003 |
| Deed Document Number | 200325382 |
| Deed Book / Page | 3410 / 215 |
| Record Updated | Oct 29, 2026 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,584.00 (+5.01%) Homeowner's exemption | $591,267 (+5.69%) | $623,100 (-) Land $212,200 Building $410,900 |
| 2025 | $6,270.00 (+9.9%) Homeowner's exemption | $559,433 (+10.79%) | $623,100 (+18.1%) Land $212,200 Building $410,900 |
| 2023 | $5,705.00 Homeowner's exemption | $504,933 | $527,600 Land $192,200 Building $335,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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