3587 Ridge Rd, Westminster, MD 21157 Property Records

Carroll County property record for 3587 Ridge Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,220 sqft · built 1978
Lot Size	0.43 acres (18,730 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2018)
Tax Bill	$4,004 (2026)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-019669`

Property Details

APN / Parcel Number

Primary APN	`09-019669`
Alternative APNs	`9019669` `019669`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,220 sqft Total Area
Basement Area	900 sqft
Finished Basement	900 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,730 sqft (0.43 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019669
Street Address	3587 RIDGE RD
City	WESTMINSTER
State	MD
Zip	21157-7746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRIC
Legal Description	LT 4 -18730 SF 3587 RIDGE RD 3-60 ZYKEE VILLA
Legal Subdivision	ZYKEE VILLA
Legal Lot Number	4
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2019
Census Tract	509001

Owner

3587 Ridge Rd is owned and occupied by two individuals who bought it in January 2018.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3587 RIDGE RD, WESTMINSTER, MD 21157-7746
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2018 · Amount on File
Deed Sale	Jan 23, 2018 · Amount on File
Prior Sale	Nov 25, 2008 · Amount on File
Deed Document Number	20188923-0037
Deed Book / Page	8923 / 37
Record Updated	Oct 29, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 23, 2018
Property Address	3587 RIDGE RD, WESTMINSTER, MD 21157-7746
Document Number	0089230037
Book / Page	008923 / 000037
Instrument Date	Jan 14, 2018
Transaction Type	Transfer
Record Updated	Feb 5, 2018
Title Company	LAKESIDE TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3587 RIDGE RD WESTMINSTER MD 211577746, WESTMINSTER, MD 21157-7746

Mortgage

Document Number	89230045
Date	Jan 23, 2018
Book Page	008923/000045

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 3587 Ridge Rd was $4,004 with a homeowner's exemption, up 4.6% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,004.00 (+4.57%) Homeowner's exemption	$352,167	$361,500 Land $160,000 Building $201,500
2025	$3,829.00 Homeowner's exemption
2023	$3,553.00 Homeowner's exemption	$314,433	$333,500 Land $160,000 Building $173,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3587 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3587 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20