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3604 N Cognac Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 3604 N Cognac Dr, Pharr, TX 78577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,199 sqft · built 1999
Lot Size0.138 acres (6,018 sqft)
Owner2 Individual Names on File
Tax Bill$4,776 (2025)
Deeds & MortgagesSep 2025 Transfer
Apr 2018 Transfer
APNB496502000016200

Property Details

APN / Parcel Number

Primary APNB496502000016200
Alternative APNs
  • R591078
  • 591078

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,199 sqft Living Area
Gross Area1,500 sqft
1st Floor Area1,199 sqft
FlooringTile

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area6,018 sqft (0.138 acres)
Lot Dimensions102 ft deep x 59 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area28 sqft
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3604 N COGNAC DR
CityPHARR
StateTX
Zip78577-7562
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBUCHANAN ESTATES PH 2 LOT 162
Legal SubdivisionBUCHANAN ESTATES PH 2 - SPA
Legal Tract162
Legal Block1
Legal Lot Number162
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group1
Census Block1013
Census Tract21705

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3604 N Cognac Dr is owned and occupied by two individuals who acquired it in March 2018.

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3604 N COGNAC DR, PHARR, TX 78577-7562
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2025Intrafamily Transfer, Transfer
Apr 10, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 4, 2010
Deed SaleJan 4, 2010
Deed Document Number20102063240
Last Transfer DateMar 27, 2018
Transfer Doc0002905248
Record UpdatedOct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIDALGO TX
Recording DateSep 11, 2025
Property Address3604 N COGNAC DR, PHARR, TX 78577-7562
Document Number0003682471
Map ReferenceVOL 34 PG 154B
Instrument DateSep 11, 2025
Instrument3682471
Transaction TypeTransfer
Record UpdatedSep 30, 2025

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address701 E CANADIAN DR, PHARR, TX 78577-7509

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address701 E CANADIAN DR, PHARR, TX 78577-7509

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHIDALGO TX
Recording DateApr 10, 2018
Property Address3604 N COGNAC DR, PHARR, TX 78577-7562
Document Number0002905248
Instrument DateMar 27, 2018
Instrument2905248
Transaction TypeTransfer
Record UpdatedMay 2, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 E CANADIAN DR PHARR TX 785777509, PHARR, TX 78577-7509

Tax Assessment & Valuation

The 2025 property tax bill for 3604 N Cognac Dr was $4,776 with exemptions applied, up 17.8% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityPharr City
Unified School DistrictPharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,871 (+4.73%) Land $53,259 Building $133,612$186,871 (+4.73%) Land $53,259 Building $133,612
2025$4,776.00 (+17.78%)$178,438 (+18.01%) Land $53,259 Building $125,179$178,438 (+18.01%) Land $53,259 Building $125,179
2024$4,055.00 (-0.81%)$151,206 (-0.87%) Land $44,232 Building $106,974$151,206 (-0.87%) Land $44,232 Building $106,974
2023$4,088.00 (-4.44%)$152,526 Land $44,232 Building $108,294$152,526 Land $44,232 Building $108,294
2022$4,278.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3604 N Cognac Dr; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3604 N Cognac Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHARR
serves 79,715 people · EPA ID TX1080009
Water SourceSurface water
Last State InspectionJan 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
TWIN
Fixed Wireless		400 / 100
VTX Communications
Fixed Wireless		400 / 50
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Metronet, Smartcom Telephone, Verizon.

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