3602 N Cognac Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 3602 N Cognac Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1999
Lot Size	0.138 acres (6,018 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,601 (2025)
Deeds & Mortgages	Mar 2018 Mortgage
APN	`B496502000016100`

Property Details

APN / Parcel Number

Primary APN	`B496502000016100`
Alternative APNs	`R591077` `591077`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	1,238 sqft
1st Floor Area	1,218 sqft
Utility Area	120 sqft
Flooring	Tile

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	6,018 sqft (0.138 acres)
Lot Dimensions	102 ft deep x 59 ft wide
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	20 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3602 N COGNAC DR
City	PHARR
State	TX
Zip	78577-7562
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BUCHANAN ESTATES PH 2 LOT 161
Legal Subdivision	BUCHANAN ESTATES PH 2 - SPA
Legal Tract	161
Legal Block	1
Legal Lot Number	161
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1013
Census Tract	21705

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3602 N Cognac Dr is owned and occupied by two individuals.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3602 N COGNAC DR, PHARR, TX 78577-7562
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	3602 N COGNAC DR, PHARR, TX 78577-7562
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002893093
Date	Mar 1, 2018
Instrument	2893093

Lender

Name	H & R BLOCK MORTGAGE CORP
Type	Mortgage Company
Address	BURLINGTON, MA 01803

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	198 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 3602 N Cognac Dr was $2,601 with exemptions applied, down 1.6% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,163 (+1%)	$179,391 (-1.96%) Land $53,259 Building $126,132
2025	$2,601.00 (-1.55%) Homeowner's exemption	$150,148 Land $53,259 Building $129,713	$182,972 Land $53,259 Building $129,713
2024	$2,642.00 (+14.62%)
2023	$2,305.00 (+0.48%) Homeowner's exemption	$124,089 Land $44,232 Building $107,307	$151,539 Land $44,232 Building $107,307
2022	$2,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3602 N Cognac Dr; there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 N Cognac Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Smartcom Telephone, Verizon.

Nearby Properties on N Cognac Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures