Buchanan County property record for 3603 Penn St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,590 sqft · built 1952 |
| Lot Size | 0.219 acres (9,540 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $123,000 (Nov 2017) |
| Tax Bill | $1,287 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Nov 2017 Mortgage |
| APN | 06-6.0-14-002-004-036.000 |
| Primary APN | 06-6.0-14-002-004-036.000 |
|---|
| Building Area | 1,590 sqft Base Area |
|---|---|
| 1st Floor Area | 1,590 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 9,540 sqft (0.219 acres) |
| Lot Dimensions | 106 ft deep x 90 ft wide |
| Street Address | 3603 PENN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:OWEN TRACT LOT:5 BLK:1LGL DESC:BEG 330' N SW COR NW 1/4 14-57-35 TH N 166' E 132' S 166' W 132' TO POB EX E 7' & EX ST |
| Legal Subdivision | OWEN TRACT |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1600 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3603 PENN ST, SAINT JOSEPH, MO 64507-2023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Nov 14, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOWARD BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2017 · Amount on Record |
| Deed Sale | Nov 14, 2017 · Amount on Record |
| Prior Sale | Mar 6, 2007 · Amount on Record |
| Deed Document Number | 201711359 |
| Prior Transfer Date | Aug 9, 2017 |
| Prior Transfer Doc | 2017011360 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3603 PENN ST, SAINT JOSEPH, MO 64507-2023 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | SUMMIT TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 3603 PENN ST, SAINT JOSEPH, MO 64507-2023 |
| Document Number | 0003812/33 |
|---|---|
| Date | Oct 1, 2025 |
| Book Page | 3812/33 |
| Instrument | 2025008092 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Nov 14, 2017 |
| Property Address | 3603 PENN ST, SAINT JOSEPH, MO 64507-2023 |
| Document Number | 2017011359 |
| Map Reference | BK 2976 PG 758 |
| Instrument Date | Aug 9, 2017 |
| Instrument | 2017011359 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3603 PENN ST, SAINT JOSEPH, MO 64507-2023 |
| Document Number | 2017011360 |
|---|---|
| Date | Nov 14, 2017 |
| Instrument | 2017011360 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,287.00 (+0.08%) | $17,910 (+5.91%) Land $3,520 Building $14,390 | $94,250 (+5.95%) Land $18,500 Building $75,750 |
| 2024 | $1,286.00 (+15.54%) | ||
| 2023 | $1,113.00 (-0.71%) | $16,910 (-) Land $3,520 Building $13,390 | $88,960 (-) Land $18,500 Building $70,460 |
| 2022 | $1,121.00 | $16,910 Land $3,520 Building $13,390 | |
| 2021 | $88,960 Land $18,500 Building $70,460 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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