Buchanan County property record for 3548 Penn St, Saint Joseph, MO 64507
| Property Type | Single Family Home |
|---|---|
| Details | 1,380 sqft · built 1934 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $283,692 (May 2026) |
| Tax Bill | $847 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2025 Mortgage + 3 more |
| APN | 06-5.0-15-001-002-058.000 |
| Primary APN | 06-5.0-15-001-002-058.000 |
|---|
| Building Area | 1,380 sqft Base Area |
|---|---|
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 75 ft deep x 80 ft wide |
| Street Address | 3548 PENN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64507-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:SHAW & KILBY'S LOT:1 BLK:9LGL DESC:N 75' OF LOTS 1 & 2 |
| Legal Subdivision | SHAW & KILBYS |
| Legal Block | 9 |
| Legal Lot Number | 1-2 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 1600 |
3548 Penn St is owned and occupied by two individuals who bought it in May 2026.
Source: Buchanan County records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC |
| Aug 15, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 30, 2025 | Warranty Deed, Transfer KATEY BEAN & COMPANY |
| May 4, 2020 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| May 7, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 18, 2026 · Amount on File |
| Deed Sale | May 18, 2026 · Amount on File |
| Prior Sale | Aug 15, 2025 · Amount on File |
| Deed Document Number | 20263817 |
| Deed Book / Page | 3818 / 590 |
| Prior Transfer Date | Apr 27, 2018 |
| Prior Transfer Doc | 2018004005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 18, 2026 |
| Property Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Document Number | 0000003817 |
| Book / Page | 3818 / 590 |
| Instrument Date | May 15, 2026 |
| Instrument | 20263817 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Title Company | COFFELT LAND TITLE INC, COFFELT LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Document Number | 0000003999, |
|---|---|
| Date | May 18, 2026 |
| Book Page | 3818/771 |
| Instrument | 20263999 |
| Name | PRIMECAP LENDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 15, 2025 |
| Property Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Document Number | 003810/343 |
| Book / Page | 3810 / 343 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 2025006386 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | UNKNOWN, ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 EASTWOOD DR, SAINT JOSEPH, MO 64506-3109 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1409, JEFFERSON CITY, MO 65102-1409 |
| Document Number | 2025006387 |
|---|---|
| Date | Aug 15, 2025 |
| Instrument | 2025006387 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Jun 30, 2025 |
| Property Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Document Number | 003808/865 |
| Book / Page | 3808 / 865 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025004888 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | ST JOSEPH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1602 BUCKINGHAM ST APT 225, 225, SAINT JOSEPH, MO 64506-3653 |
| Name | Verified Name |
|---|---|
| Address | 2 EASTWOOD DR, SAINT JOSEPH, MO 64506-3109 |
| Document Number | 2025004889 |
|---|---|
| Date | Jun 30, 2025 |
| Instrument | 2025004889 |
| Name | KATEY BEAN & COMPANY |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003748/238 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 3748/238 |
| Instrument | 2020003385 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 7, 2018 |
| Property Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
| Document Number | 2018004005 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 2018004005 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3548 PENN ST, SAINT JOSEPH, MO 64507-2022 |
The 2025 property tax bill for 3548 Penn St was $847, up 0.1% from the year before.
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $847.00 (+0.12%) | $11,830 Land $1,710 Building $10,120 | $62,240 Land $9,000 Building $53,240 |
| 2024 | $846.00 (+17.01%) | ||
| 2023 | $723.00 (-0.55%) | $11,020 (-) Land $1,710 Building $9,310 | $58,000 Land $9,000 Building $49,000 |
| 2022 | $727.00 | $11,020 Land $1,710 Building $9,310 | |
| 2021 | $58,000 Land $9,000 Building $49,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 3548 Penn St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3548 Penn St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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