Bay County property record for 3603 E 2nd St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 976 sqft · built 1945 |
| Lot Size | 0.076 acres (3,354 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $6,000 (Jan 2020) |
| Tax Bill | $183 (2025) |
| Deeds & Mortgages | Aug 2023 Foreclosure Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 23442-010-000 |
| Primary APN | 23442-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 976 sqft |
| 1st Floor Area | 450 sqft |
| Year Built | Built 1945 |
|---|---|
| Exterior Material | Shingles |
| Lot Area | 3,354 sqft (0.076 acres) |
| Lot Dimensions | 44 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 54 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3603 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5724 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 11-4S-14W-418.1- BEG 160' N & 240' W OF SE COR OF NW1/4 OF SE1/4 FOR |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1000 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8717 OCONEE WAY, YOUNGSTOWN, FL 32466-2685 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 22, 2023 | Public Action, Foreclosure |
| Jan 27, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2020 · Amount on Record |
| Deed Sale | Jan 27, 2020 · Amount on Record |
| Prior Sale | Jan 27, 2020 · Amount on Record |
| Deed Document Number | 0042151027 |
| Deed Book / Page | 004215 / 001027 |
| Last Transfer Date | Aug 22, 2023 |
| Transfer Doc | 0047230128 |
| Record Updated | Jun 8, 2026 |
| Document Type | Public Action |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Aug 22, 2023 |
| Property Address | 3603 E 2ND ST, PANAMA CITY, FL 32401-5724 |
| Document Number | 0047230128 |
| Book / Page | 4723 / 128 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023053298 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.30 |
| Amount Accuracy | Tax Sale |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8717 OCONEE WAY, YOUNGSTOWN, FL 32466-2685 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 27, 2020 |
| Property Address | 3603 E 2ND ST, PANAMA CITY, FL 32401-5724 |
| Document Number | 0042151027 |
| Book / Page | 004215 / 001027 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 6470 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2506 E 5TH ST PANAMA CITY FL 324014709, PANAMA CITY, FL 32401-4709 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $183.00 (-40.2%) | $12,418 (+22.76%) Land $12,417 Building $1 | $12,418 (+22.76%) Land $12,417 Building $1 |
| 2024 | $306.00 (+10.07%) | $10,116 (+22.56%) Land $10,115 Building $1 | $10,116 (+22.56%) Land $10,115 Building $1 |
| 2023 | $278.00 (+6.92%) | $8,254 (+10.24%) Land $8,253 Building $1 | $8,254 (+10.24%) Land $8,253 Building $1 |
| 2022 | $260.00 | $7,487 Land $7,486 Building $1 | $7,487 Land $7,486 Building $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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