Bay County property record for 3512 E 2nd St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 910 sqft · built 1963 |
| Lot Size | 0.164 acres (7,187 sqft) |
| Owner | Company Name on File |
| Tax Bill | $267 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 23432-000-000 |
| Primary APN | 23432-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 910 sqft |
| 1st Floor Area | 910 sqft |
| Year Built | Built 1963 |
|---|---|
| Exterior Material | Shingles |
| Lot Area | 7,187 sqft (0.164 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Porch | Porch |
| Porch Area | 164 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 3512 E 2ND ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5723 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | 11 4S 14W-408-118C4-BEG 450' W OF CEN OF SE1/4 TH N 120' W 60' S 120' E 60' TO BEG ASPER |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 1000 |
3512 E 2nd St, residential vacant land, is owned by a company and is owner-occupied.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3512 E 2ND ST, PANAMA CITY, FL 32401-5723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 3512 E 2nd St was $267, down 29.6% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $267.00 (-29.55%) | $19,272 (+22.32%) Land $18,972 Building $300 | $19,272 (+22.32%) Land $18,972 Building $300 |
| 2024 | $379.00 (+7.37%) | $15,756 (+22.04%) Land $15,456 Building $300 | $15,756 (+22.04%) Land $15,456 Building $300 |
| 2023 | $353.00 (+9.29%) | $12,910 (+9.98%) Land $12,610 Building $300 | $12,910 (+9.98%) Land $12,610 Building $300 |
| 2022 | $323.00 | $11,739 Land $11,439 Building $300 | $11,739 Land $11,439 Building $300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3512 E 2nd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 11 (1979–2020) |
| Claims Outside the SFHA | 8 of 11 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3512 E 2nd St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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