3603 176th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3603 176th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,474 sqft · built 1972
Lot Size	0.861 acres (37,483 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,295 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Nov 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031926-4-047`

Property Details

APN / Parcel Number

Primary APN	`031926-4-047`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,474 sqft Living Area
Gross Area	2,914 sqft
1st Floor Area	1,220 sqft
Upper Floors Area	1,254 sqft
Basement Area	1,220 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	37,483 sqft (0.861 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	80 sqft
Porch	Slab
Porch Area	2,342 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3603 176TH ST E
City	TACOMA
State	WA
Zip	98446-1213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 26 TOWNSHIP 19 RANGE 03 QUARTER 44 COM AT A PT 1004.09 FT S OF NE COR OF GOVT LOT 6 TH S 293.31 FT TO N LI OF 176TH ST E TH W ALG SD N LI 328.55 FT TO POB TH W TO E LI OF 36TH AVE E TH N 292 FT TH E TO A PT 328.55 FT W OF E LI OF SEC TH S TO
Legal Range	03
Legal Township	19
Legal Section	26
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2003
Census Tract	71412

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3603 176TH ST E, TACOMA, WA 98446-1213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Nov 18, 2025	Intrafamily Transfer, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025
Deed Sale	Nov 18, 2025
Prior Sale	Jun 1, 2004 · Amount on Record
Deed Document Number	2025189
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Aug 24, 2026
Property Address	3603 176TH ST E, TACOMA, WA 98446-1213
Document Number	0000000001
Instrument Date	Aug 17, 2026
Instrument	20261
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3603 176TH ST E, TACOMA, WA 98446-1213

Mortgage

Document Number	0000000001,
Date	Aug 24, 2026
Instrument	20261

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2056

Interest

Max Rate	-1%

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Nov 18, 2025
Property Address	3603 176TH ST E, TACOMA, WA 98446-1213
Document Number	0011180189
Instrument Date	Nov 13, 2025
Instrument	202511180189
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3603 176TH ST E, TACOMA, WA 98446-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3603 176TH ST E, TACOMA, WA 98446-1213

Mortgage

Document Number	0011180190
Date	Nov 18, 2025
Instrument	202511180190

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,295.00 (+1.68%)	$555,700 (+1.39%) Land $246,300 Building $309,400	$555,700 (+1.39%) Land $246,300 Building $309,400
2025	$6,191.00 (+2.47%)	$548,100 (+4.94%) Land $232,300 Building $315,800	$548,100 (+4.94%) Land $232,300 Building $315,800
2024	$6,042.00 (-4.94%)	$522,300 (-6.8%) Land $212,600 Building $309,700	$522,300 (-6.8%) Land $212,600 Building $309,700
2023	$6,356.00	$560,400 Land $214,900 Building $345,500	$560,400 Land $214,900 Building $345,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Lightcurve.

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