3109 176th St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3109 176th St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,856 sqft · built 1978
Lot Size	0.941 acres (40,999 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Aug 2019)
Tax Bill	$6,384 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`757400-0-010`

Property Details

APN / Parcel Number

Primary APN	`757400-0-010`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,856 sqft Living Area
Gross Area	3,296 sqft
1st Floor Area	1,176 sqft
Upper Floors Area	1,680 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	40,999 sqft (0.941 acres)
View / Lot	Highway
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3109 176TH ST E
City	TACOMA
State	WA
Zip	98446-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 26 TOWNSHIP 19 RANGE 03 QUARTER 43 SHERWOOD ONE ACRE TRACTS L 1 EXC POR CYD TO P CO FOR R/W ETN 4175127 EASE OF RECORD DC5/14/08BB
Legal Range	03
Legal Township	19
Legal Section	26
Legal Subdivision	SHERWOOD ONE ACRE TRACTS
Legal Tract	L
Legal Lot Number	1
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	2
Census Block	2004
Census Tract	71412

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3109 176TH ST E, TACOMA, WA 98446-1203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Apr 21, 2023	Intrafamily Transfer, Transfer
Oct 2, 2018	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jul 17, 2015 · Amount on Record
Deed Document Number	2019277
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000000458
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3109 176TH ST E, TACOMA, WA 98446-1203
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0010180416
Date	Oct 18, 2021
Instrument	202110180416

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIERCE WA
Recording Date	Apr 21, 2023
Property Address	3109 176TH ST E, TACOMA, WA 98446-1203
Document Number	0004210458
Map Reference	MB 52 PG 54&55
Instrument Date	Apr 20, 2023
Instrument	202304210458
Transaction Type	Transfer
Record Updated	Oct 31, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2200 N 30TH ST STE 202, 202, TACOMA, WA 98403-3364
Mail Care Of	THE NARROWS LAW GROUP

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3109 176TH ST E, TACOMA, WA 98446-1203
Transaction Type	Mortgage
Record Updated	Sep 15, 2021
Title Company	NEXTITLE A TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010020189
Date	Oct 2, 2018
Instrument	201810020189

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3109 176TH ST E, TACOMA, WA 98446-1203
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004230389
Date	Apr 23, 2020
Instrument	202004230389

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Aug 1, 2019
Property Address	3109 176TH ST E, TACOMA, WA 98446-1203
Document Number	0008010277
Map Reference	MB 52 PG 54&55
Instrument Date	Jul 23, 2019
Instrument	201908010277
Transaction Type	Transfer
Record Updated	Sep 15, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,031.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3109 176TH ST E, TACOMA, WA 98446-1203
Investor	Possibly a Property Investor

Mortgage

Document Number	0008010278
Date	Aug 1, 2019
Instrument	201908010278

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,384.00 (+1.92%)	$561,300 (+5.61%) Land $225,800 Building $335,500	$561,300 (+5.61%) Land $225,800 Building $335,500
2025	$6,264.00 (+1.62%)
2024	$6,164.00 (-4.88%)	$531,500 (-6.79%) Land $196,200 Building $335,300	$531,500 (-6.79%) Land $196,200 Building $335,300
2023	$6,480.00	$570,200 Land $198,400 Building $371,800	$570,200 Land $198,400 Building $371,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lightcurve.

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