3602 Melrose Ln, Temple, TX 76502 Property Records

Bell County property record for 3602 Melrose Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,936 sqft · built 2003
Lot Size	0.316 acres (13,786 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,513 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113870800`

Property Details

APN / Parcel Number

Primary APN	`0113870800`
Alternative APNs	`543430` `72616`

Interior

Stories	1 Story
Building Area	1,936 sqft Living Area
1st Floor Area	1,936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Lot Area	13,786 sqft (0.316 acres)
Lot Dimensions	122 ft deep x 113 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	102 sqft

Location & Zoning

Account Number	543430
Street Address	3602 MELROSE LN
City	TEMPLE
State	TX
Zip	76502-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	SOUTHERN OAKS, BLOCK 006, LOT 0001
Legal Subdivision	SOUTHERN OAKS
Legal Block	6
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	21203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3602 MELROSE LN, TEMPLE, TX 76502-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 2, 2020	Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020
Deed Sale	Sep 2, 2020
Deed Document Number	2020-00046596
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3602 MELROSE LN, TEMPLE, TX 76502-2116
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045629
Date	Jul 19, 2021
Instrument	2021045629

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	May 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 2, 2020
Property Address	3602 MELROSE LN, TEMPLE, TX 76502-2116
Document Number	0000046596
Instrument Date	Aug 28, 2020
Instrument	46596
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	CENTRALAND TITLE COMPANY, CENTRALAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3602 MELROSE LN TEMPLE TX 765022116, TEMPLE, TX 76502-2116

Mortgage

Document Number	46597
Date	Sep 2, 2020
Instrument	46597

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,513.00 (-10.88%) Homeowner's exemption	$271,159 Land $22,000 Building $249,159	$271,159 Land $22,000 Building $249,159
2022	$3,942.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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