3515 Melrose Ln, Temple, TX 76502 Property Records

Bell County property record for 3515 Melrose Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 2004
Lot Size	0.214 acres (9,350 sqft)
Owner	Individual Name on Record
Tax Bill	$1,791 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0113870000`

Property Details

APN / Parcel Number

Primary APN	`0113870000`
Alternative APNs	`688784` `72602`

Interior

Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	1,138 sqft
2nd Floor Area	468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Lot Area	9,350 sqft (0.214 acres)
Lot Dimensions	110 ft deep x 85 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	122 sqft
Deck Area	160 sqft
Canopy	160 sqft

Location & Zoning

Account Number	688784
Street Address	3515 MELROSE LN
City	TEMPLE
State	TX
Zip	76502-2124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF1
Legal Description	SOUTHERN OAKS, BLOCK 001, LOT 0001
Legal Subdivision	SOUTHERN OAKS
Legal Block	1
Legal Lot Number	1
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	21203

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3515 MELROSE LN, TEMPLE, TX 76502-2124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Mar 25, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2008
Deed Sale	Oct 1, 2008
Deed Document Number	00040443
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Jul 14, 2026
Property Address	3515 MELROSE LN, TEMPLE, TX 76502-2124
Document Number	0000035374
Instrument Date	Jul 9, 2026
Instrument	202635374
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MELROSE LN, TEMPLE, TX 76502-2124

Mortgage

Document Number	0000035374,
Date	Jul 14, 2026
Instrument	202635374

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3515 MELROSE LN, TEMPLE, TX 76502-2124
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 MELROSE LN, TEMPLE, TX 76502-2124

Mortgage

Document Number	0000012255
Date	Mar 25, 2024
Instrument	2024012255

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,791.00 (-41.09%) Homeowner's exemption Disabled Person's exemption	$276,918 Land $22,000 Building $254,918	$276,918 Land $22,000 Building $254,918
2022	$3,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1986–2026)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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