Payne County property record for 3602 E 46th St, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,525 sqft · built 1980 |
| Lot Size | 2.34 acres (101,930 sqft) |
| Owner | Company Name on File |
| Last Sale | $307,007 (Aug 2026) |
| Tax Bill | $4,009 (2025) |
| Deeds & Mortgages | Aug 2026 Foreclosure Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18N03E-05-4-9R325-000-0009 |
| Primary APN | 18N03E-05-4-9R325-000-0009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,525 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| 2nd Floor Area | 850 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Fiber Cement Siding |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 101,930 sqft (2.34 acres) |
| Lot Dimensions | 412 ft deep x 2,640 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 133 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2482 |
|---|---|
| Street Address | 3602 E 46TH ST |
| City | STILLWATER |
| State | OK |
| Zip | 74074-6357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGEVIEW EST LOT 9 |
| Legal Range | 03E |
| Legal Township | 18N |
| Legal Section | 05 |
| Legal Subdivision | RIDGEVIEW EST |
| Legal Lot Number | 9 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 11103 |
3602 E 46th St is owned by a company that bought it in August 2026.
Source: Payne County records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9726 OLD BAILES RD, 200, FORT MILL, SC 29707-7882 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2026 | Sheriff's Deed, Foreclosure NONE LISTED ON DOCUMENT |
| Mar 14, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Nov 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 7, 2019 | Warranty Deed, Transfer · FHA Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Sep 19, 2018 | Loan Modification, Mortgage · Line of Credit EXCHANGE BK |
| Mar 9, 2018 | Loan Modification, Mortgage · Line of Credit EXCHANGE BK |
| Sep 18, 2017 | Loan Modification, Mortgage EXCHANGE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2026 · Amount on File |
| Deed Sale | Aug 20, 2026 · Amount on File |
| Prior Sale | Jun 7, 2019 · Amount on File |
| Deed Document Number | 20269544 |
| Deed Book / Page | 2962 / 704 |
| Prior Transfer Date | Jul 6, 2026 |
| Prior Transfer Doc | 0000009544 |
| Record Updated | Oct 29, 2026 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Aug 20, 2026 |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0000009544 |
| Book / Page | 2962 / 704 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 20269544 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 2, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $46,511.51 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0027910159 |
|---|---|
| Date | Mar 14, 2024 |
| Book Page | 2791/159 |
| Instrument | I-2024-002095 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|---|
| Type | Non-Lending Institution |
| Address | 451 7TH ST SW, WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 1, 2064 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0027250496 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 2725/496 |
| Instrument | I-2022-013023 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 320 Months |
| Due | Jul 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PAYNE OK |
| Recording Date | Jun 7, 2019 |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0025100636 |
| Book / Page | 2510 / 0636 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 2019-005523 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 2019005524 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 2019-005524 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0024740766 |
| Instrument Date | Sep 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 457 STILLWATER OK 740760457, STILLWATER, OK 74076-0457 |
| Document Number | 0024740766 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 002474/000766 |
| Instrument | 11535 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 23, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0024410942 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 457 STILLWATER OK 740760457, STILLWATER, OK 74076-0457 |
| Document Number | 0024410942 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 002441/000942 |
| Instrument | 2737 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 14, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 3602 E 46TH ST, STILLWATER, OK 74074-6357 |
| Document Number | 0024160564 |
| Book / Page | 002416 / 000564 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 457 STILLWATER OK 740760457, STILLWATER, OK 74076-0457 |
| Document Number | 0024160564 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 002416/000564 |
| Instrument | 11565 |
| Name | EXCHANGE BK |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74074 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Sep 21, 2018 |
The 2025 property tax bill for 3602 E 46th St was $4,009, up 3.5% from the year before.
Source: Payne County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Unified School District | Stillwater Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,905 (+10.25%) Land $9,696 Building $33,209 | $376,366 Land $85,059 Building $291,307 | |
| 2025 | $4,009.00 (+3.46%) | $38,916 (-) Land $6,401 Building $32,515 | |
| 2024 | $3,875.00 (+5.61%) | $38,916 (+5%) Land $6,401 Building $32,515 | $370,210 (-2%) Land $60,900 Building $309,310 |
| 2023 | $3,669.00 (+4.06%) | $37,063 (+5%) Land $4,780 Building $32,283 | $377,770 (+13.38%) Land $48,720 Building $329,050 |
| 2022 | $3,526.00 | $35,298 Land $4,068 Building $31,230 | $333,200 Land $38,400 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3602 E 46th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3602 E 46th St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 42% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Centranet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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