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3510 E 46th St, Stillwater, OK 74074 Property Records

Payne County property record for 3510 E 46th St, Stillwater, OK 74074

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,871 sqft · built 1978
Lot Size2.39 acres (104,108 sqft)
Owner2 Individual Names on File
Last Sale$160,000 (Jun 2017)
Tax Bill$2,212 (2024)
Deeds & MortgagesOct 2018 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN18N03E-05-4-9R325-000-0008

Property Details

APN / Parcel Number

Primary APN18N03E-05-4-9R325-000-0008
Alternative APNs
  • 600002484
  • 2484

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area1,871 sqft Living Area
1st Floor Area891 sqft
2nd Floor Area980 sqft
Basement Area120 sqft
Unfinished Basement120 sqft
CellarCellar
Storm ShelterStorm Shelter
Storm ShuttersStorm Shutters
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialAluminum Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area104,108 sqft (2.39 acres)
Lot Dimensions412 ft deep x 2,640 ft wide
Garage TypeBuilt-in
Garage Area980 sqft

Exterior Amenities

PorchSlab
Porch Area96 sqft
Patio Area300 sqft
Shed1 Shed
Shed Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2484
Street Address3510 E 46TH ST
CitySTILLWATER
StateOK
Zip74074-6498
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEVIEW EST LOT 8
Legal Range03E
Legal Township18N
Legal Section05
Legal SubdivisionRIDGEVIEW EST
Legal Lot Number8
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group2
Census Block2001
Census Tract11103

Owner

3510 E 46th St is owned and occupied by two individuals who bought it in June 2017.

Source: Payne County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3510 E 46TH ST, STILLWATER, OK 74074-6498
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2018Affidavit of Death, Transfer
OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS
Jun 1, 2017Warranty Deed, Transfer · VA Mortgage
ARVEST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2017 · Amount on File
Deed SaleJun 1, 2017 · Amount on File
Deed Document Number20176581
Deed Book / Page2397 / 212
Prior Transfer DateJun 11, 2010
Prior Transfer Doc0018940884
Record UpdatedOct 29, 2026

October 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionPAYNE OK
Recording DateOct 1, 2018
Property Address3510 E 46TH ST, STILLWATER, OK 74074-6498
Document Number0024750940
Book / Page002475 / 000940
Instrument DateSep 28, 2018
Instrument11850
Transaction TypeTransfer
Record UpdatedJan 16, 2019
Title CompanyOKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TITLE SVCS

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3510 E 46TH ST STILLWATER OK 740746498, STILLWATER, OK 74074-6498

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAYNE OK
Recording DateJun 1, 2017
Property Address3510 E 46TH ST, STILLWATER, OK 74074-6498
Document Number0023970212
Book / Page2397 / 0212
Instrument DateMay 19, 2017
Instrument2017-006581
Transaction TypeTransfer
Record UpdatedMar 11, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$240.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3510 E 46TH ST, STILLWATER, OK 74074-6498

Mortgage

Document Number0023970214
DateJun 1, 2017
Book Page2397/0214
Instrument2017-006582
Lender
NameARVEST BANK
TypeBank
AddressLOWELL, AR 72745
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$24,248 (+6.09%) Land $8,119 Building $16,129$212,708 Land $71,224 Building $141,484
2025$22,856 (-) Land $5,775 Building $17,081
2024$2,212.00 (+5.43%) Homeowner's exemption$22,856 (+3%) Land $5,775 Building $17,081$242,970 (+1.08%) Land $61,390 Building $181,580
2023$2,098.00 (+2.24%) Homeowner's exemption$22,191 (+3%) Land $4,533 Building $17,658$240,380 (+13.49%) Land $49,110 Building $191,270
2022$2,052.00 Homeowner's exemption$21,544 Land $3,956 Building $17,588$211,800 Land $38,890 Building $172,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3510 E 46th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3510 E 46th St is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 42% of Oklahoma
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Centranet
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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