3601 N 20th St, Waco, TX 76708 Property Records

McLennan County property record for 3601 N 20th St, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,983 sqft · built 1949
Lot Size0.379 acres (16,500 sqft)
Owner2 Individual Names on File
Tax Bill$1,887 (2025)
Deeds & MortgagesMay 2025 Sale
Flood ZoneZone X (minimal risk)
APN48-031500-003700-7

Property Details

APN / Parcel Number

Primary APN48-031500-003700-7
Alternative APNs
  • 4803150000370070111
  • 183174

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,983 sqft Living Area
1st Floor Area1,983 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1972
Exterior MaterialBrick Veneer
Construction TypeConcrete Block
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area16,500 sqft (0.379 acres)
Lot Dimensions165 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area210 sqft
Patio Area140 sqft
Storage Building100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3601 N 20TH ST
CityWACO
StateTX
Zip76708-2019
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionNORTH WACO LOT 17 18 BLOCK 2 ACRES .3788
Legal SubdivisionNORTH WACO
Legal Block2
Legal Lot Number17
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1006
Census Tract1100

Owner

3601 N 20th St is owned and occupied by two individuals who acquired it in May 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3601 N 20TH ST, WACO, TX 76708-2019
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2025
Deed SaleMay 6, 2025
Prior SaleAug 12, 2013
Deed Document Number202513568
Prior Transfer DateAug 6, 2013
Prior Transfer Doc0000028623
Record UpdatedOct 29, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateMay 6, 2025
Property Address3601 N 20TH ST, WACO, TX 76708-2019
Document Number0000013568
Map ReferenceVOL 275 PG 163
Instrument DateApr 30, 2025
Instrument2025013568
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3613 N 20TH ST, WACO, TX 76708-2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address3601 N 20TH ST, WACO, TX 76708-2019

Tax Assessment & Valuation

The 2025 property tax bill for 3601 N 20th St was $1,887, down 34% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,952 (-3.93%) Land $24,256 Building $103,696$127,952 (-3.93%) Land $24,256 Building $103,696
2025$1,887.00 (-34.02%)$133,180 Land $21,940 Building $111,240$133,180 Land $21,940 Building $111,240
2024$2,860.00
2023$117,810 Land $21,940 Building $95,870$117,810 Land $21,940 Building $95,870
2022$2,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3601 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3601 N 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on N 20th St

Nearby Streets

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