3529 N 20th St, Waco, TX 76708 Property Records

McLennan County property record for 3529 N 20th St, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,140 sqft · built 1952
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on File
Last Sale$64,500 (Mar 2019)
Tax Bill$1,089 (2025)
Deeds & MortgagesMar 2019 Sale
Flood ZoneZone X (minimal risk)
APN48-031500-001200-6

Property Details

APN / Parcel Number

Primary APN48-031500-001200-6
Alternative APNs
  • 4803150000120060111
  • 183147

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,140 sqft Living Area
1st Floor Area1,140 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1976
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Lot Dimensions165 ft deep x 50 ft wide
Garage TypeCarport
Garage Area280 sqft
CarportCarport
Carport Area280 sqft
DrivewayConcrete Driveway
Driveway Area556 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area214 sqft
Storage Building168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3529 N 20TH ST
CityWACO
StateTX
Zip76708-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1
Legal DescriptionNORTH WACO LOT 12 BLOCK 1 ACRES .1894
Legal SubdivisionNORTH WACO
Legal Block1
Legal Lot Number12
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1007
Census Tract1100

Owner

3529 N 20th St is owned and occupied by two individuals who bought it in March 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record2 Individual Names on File
Mailing Address3529 N 20TH ST, WACO, TX 76708-2017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2019 · Amount on File
Deed SaleMar 27, 2019 · Amount on File
Prior SaleFeb 7, 2006
Deed Document Number201910115
Prior Transfer DateJan 1, 2006
Prior Transfer Doc0000004325
Record UpdatedOct 29, 2026

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCLENNAN TX
Recording DateMar 27, 2019
Property Address3529 N 20TH ST, WACO, TX 76708-2017
Document Number0000010115
Instrument DateFeb 24, 2015
Instrument10115
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4000 N 19TH ST #230 WACO TX 767081610, 230, WACO, TX 76708-1610

Tax Assessment & Valuation

The 2025 property tax bill for 3529 N 20th St was $1,089 with a homeowner's exemption, up 5.5% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$128,635 (+1%)$155,850 (-5.16%) Land $18,068 Building $137,782
2025$1,089.00 (+5.52%) Homeowner's exemption$116,941 Land $16,420 Building $147,910$164,330 Land $16,420 Building $147,910
2024$1,032.00
2023$143,820 Land $16,420 Building $127,400$143,820 Land $16,420 Building $127,400
2022$877.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3529 N 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3529 N 20th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on N 20th St

Nearby Streets

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